Personal loans in Redfield, AR

The first question in Redfield is not the rate on offer but whether the payment fits; about 1,490 people live here under Arkansas lending law.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

When Arkansas caps or restricts a product, lenders either change the terms or withdraw it from Redfield as from the rest of the state. By population, Redfield sits at 159th in Arkansas, with an estimated 1,490 residents. Pull your credit reports and line up at least three offers before you apply from Redfield. From the 2020 Census base to the 2023 estimate, the population declined by about 1.0%. The nearest larger city is White Hall, AR about 12 miles away.

What the Census records for Redfield

Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.

Arkansas rules behind a Redfield personal loan

For the roughly 1,490 residents of Redfield, the rules below are Arkansas's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16

What is available to Redfield borrowers

With about 482 residents per square mile, Redfield is lightly settled, and 30 larger Census places sit within 50 miles. A Arkansas licence lets a lender serve Redfield without a local office, so branch density does not change what its 1,490 residents are offered. The nearest larger city, White Hall, AR about 12 miles away.

How personal loans work in Redfield

With roughly 1,490 residents, Redfield is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Redfield can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Redfield loan but raises total interest, so the smallest payment is not the cheapest loan.

Redfield against the rest of Arkansas

Within Arkansas, Redfield holds roughly 0.1% of all residents, the 159th-largest share among 500 places. On the 2020-to-2023 trend, Redfield stands 287th among Arkansas's 500 places — roughly the 43th percentile. By density, at about 482 people per square mile, it ranks 195th in Arkansas. Within 50 miles sit 35 smaller Census places, alongside the 30 that are larger.

Redfield on the map

Inside Redfield's boundaries lie roughly 3.1 square miles of land and 0.05 square miles of water. With 1,490 residents, the land area yields roughly 482 people per square mile. The largest place in Arkansas, Little Rock, lies about 22 miles away. Within 50 miles of Redfield there are 30 larger Census places. By land area it ranks 183rd of 500 Arkansas places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Redfield if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Redfield is the same as anywhere in Arkansas.
What loan size can I expect in Redfield?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Redfield?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Redfield cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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