Personal loans in Westworth Village, TX
By population, Westworth Village sits at 520th in Texas, with an estimated 2,661 residents. A 2020-to-2023 comparison shows Westworth Village up by about 3.1%.
For a borrower among the roughly 2,661 residents of Westworth Village, a personal loan is a tool whose cost turns on the terms, not the address. Lenders active in Westworth Village report to a Texas supervisor, identified in the sourced rows below. Begin with the payment, then weigh APR and total interest across the lenders that reach Westworth Village's 2,661 residents. Borrowers who want a bigger city can look to River Oaks, TX about 2 miles away.
Local context for Westworth Village
Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.
- Population: about 2,661, ranked 520th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: About 3.1% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 79 residents.
- Size percentile: roughly 58% of Texas places rank below Westworth Village.
- Population density: 1,284 people per square mile on 2.1 square miles of land.
- Land area: Westworth Village covers 2.1 square miles, the 674th-largest area among Texas's 1,224 places.
- Water area rank: Westworth Village ranks 543rd among Texas's 1,224 places, with 0.01 sq mi.
- State population share: Westworth Village accounts for about 0.0% of everyone in Texas.
- National rank: Westworth Village is 6,655th of 19,457 places nationwide.
- Growth rank: Westworth Village's 2020-to-2023 change ranks 571st of 1,224 places in Texas.
- Against the state trend: Westworth Village's 3.1% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Westworth Village places 359th among Texas's places by people per square mile.
- Density vs Texas: Westworth Village's 1,284 people per square mile compare with a state median of 840.
- Location: coordinates 32.7619, -97.4233 (US Census Bureau Gazetteer).
- Nearest larger cities: River Oaks (2 mi); White Settlement (2 mi); Sansom Park (3 mi); Lake Worth (4 mi); Fort Worth (5 mi). Lenders licensed in the state serve Westworth Village whether or not they keep a local branch.
- Smaller towns nearby: Westover Hills (1 mi); Lakeside (5 mi); Blue Mound (8 mi).
- Smaller neighbours: 50 places smaller than Westworth Village sit within 50 miles.
- Within 100 miles: 173 places are larger than Westworth Village.
The state rulebook for Westworth Village
These are Texas's sourced lending facts as they reach Westworth Village's 2,661 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
The Westworth Village borrowing checklist
Complete these steps first when you borrow in Westworth Village (2,661 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Westworth Village-specific: the same Texas licensing and disclosure rules reach all 2,661 residents.
Westworth Village on the map
Inside Westworth Village's boundaries lie roughly 2.1 square miles of land and 0.01 square miles of water. The resulting density is about 1,284 people per square mile. Houston, the largest place in Texas, is about 238 miles from Westworth Village. Counting outward 50 miles, 99 larger communities surround Westworth Village. Within the same 50 miles lie 50 smaller Census places.
Lender access in Westworth Village
Westworth Village is moderately settled, with about 1,284 people per square mile and 99 larger places within 50 miles. Distance to a branch rarely matters for Westworth Village's 2,661 residents: the application is online and the price follows your credit file. The nearest larger city, River Oaks, TX about 2 miles away.
Inside a Westworth Village personal loan
Westworth Village is a small community of about 2,661 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Westworth Village loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Westworth Village decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Westworth Village if my credit is poor?
What loan size can I expect in Westworth Village?
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Does comparing loans in Westworth Village cost me credit score points?
Nearby places
- Westover Hills, TX — population 636
- River Oaks, TX — population 7,370
- White Settlement, TX — population 18,005
- Sansom Park, TX — population 5,323
- Lake Worth, TX — population 4,616
- Fort Worth, TX — population 978,468
- Lakeside, TX — population 1,597
- Benbrook, TX — population 24,336