Personal loans in Benbrook, TX
Benbrook is a smaller city of about 24,336 residents, and a personal loan taken out here is governed by Texas statute. With 24,336 residents, Benbrook outranks about 89% of the communities in Texas.
From the 2020 Census base to the 2023 estimate, the population declined by about 0.7%. Rate-shopping from Benbrook costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Borrowers who want a bigger city can look to Fort Worth, TX about 10 miles away. For the 24,336 people in Benbrook, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Borrowing in Benbrook: the local picture
The figures below are Benbrook's own — Census population, land area and coordinates — followed by the Texas rules.
- Population: 24,336 — Benbrook ranks 132nd of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: Down about 0.7% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 170 fewer since the 2020 base.
- Size percentile: about 89% of Texas communities are smaller than Benbrook (24,336 residents).
- Land and density: 10.8 square miles of land carry roughly 2,261 residents per square mile.
- Land area rank: Benbrook's 10.8 square miles rank 201st of 1,224 places in Texas.
- Water: Benbrook holds about 0.31 square miles, the 132nd-largest water area in Texas.
- Within Texas: about 0.1% of the state's population lives in Benbrook.
- National rank: Benbrook is 1,607th of 19,457 places nationwide.
- Growth rank: Benbrook ranks 943rd among Texas's 1,224 places for the 2020-to-2023 change.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Benbrook's 0.7%.
- Density rank: Benbrook places 141st among Texas's places by people per square mile.
- Density in context: Benbrook's 2,261 people per square mile sit against a Texas median of 840.
- Location: coordinates 32.6783, -97.4636 (US Census Bureau Gazetteer).
- Nearest larger cities: Fort Worth (10 mi); Burleson (14 mi); Saginaw (14 mi); Haltom City (15 mi); Weatherford (19 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: White Settlement (5 mi); Westover Hills (5 mi); Westworth Village (6 mi).
- Within a 50-mile radius: 110 smaller Census places.
- At 100 miles: 57 larger Census places fall inside that radius.
The state rulebook for Benbrook
The rows below set out what a licensed lender must follow in Texas, and so for Benbrook's roughly 24,336 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Before you apply in Benbrook
A sensible order of operations for a loan in Benbrook, home to about 24,336 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Texas licence with the regulator named above before committing.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
The process is identical across Texas; what changes is your credit file, not the fact that Benbrook holds 24,336 people.
Getting a loan in Benbrook
Benbrook is fairly dense, with about 2,261 people per square mile and 38 larger places within 50 miles. What is available to Benbrook's 24,336 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Fort Worth, TX about 10 miles away.
Land, water and location for Benbrook
Benbrook's land area is about 10.8 square miles; a further 0.31 square miles is water. With 24,336 residents, the land area yields roughly 2,261 people per square mile. Houston, the largest place in Texas, is about 234 miles from Benbrook. Benbrook has 38 larger places within a 50-mile radius. Within the same 50 miles lie 110 smaller Census places.
Benbrook against the rest of Texas
Benbrook is the 132nd-largest of 1,224 Census places in Texas and contains about 0.1% of the state's people. For population change between 2020 and 2023, Benbrook ranks 943rd of 1,224 in Texas (about the 23th percentile). Its roughly 2,261 residents per square mile place it 141st among Texas's places. In land area, Benbrook ranks 201st among Texas's 1,224 places.
Common questions
What are my options in Benbrook if my credit is poor?
What loan size can I expect in Benbrook?
Do I have to pledge anything to borrow in Benbrook?
Does comparing loans in Benbrook cost me credit score points?
Nearby places
- White Settlement, TX — population 18,005
- Westover Hills, TX — population 636
- Westworth Village, TX — population 2,661
- River Oaks, TX — population 7,370
- Edgecliff Village, TX — population 3,742
- Lake Worth, TX — population 4,616
- Sansom Park, TX — population 5,323
- Lakeside, TX — population 1,597