Personal loans in Weston, WV
Weston is a small community of about 3,776 residents, and a personal loan taken out here is governed by West Virginia statute. Weston ranks 34th of 230 places in West Virginia, with a population near 3,776.
The nearest larger city is Buckhannon, WV about 13 miles away. A 2020-to-2023 comparison shows Weston down by about 4.4%. To lend to Weston's 3,776 residents, a company must hold a West Virginia licence, and each sourced row below names the regulator behind it. Pull your credit reports and line up at least three offers before you apply from Weston.
Weston: the sourced local profile
Most of what governs a Weston loan is written in West Virginia law rather than in the city; the sourced notes below make that split concrete.
- Population: 3,776 people, a figure that places Weston 34th among the 230 Census places in West Virginia (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 4.4% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 175 residents.
- Size percentile: Weston's 3,776 people outrank roughly 85% of the places in West Virginia.
- Population density: 1,943 people per square mile on 1.9 square miles of land.
- By land area: Weston ranks 54th among West Virginia's 230 places, at 1.9 sq mi.
- Water: Weston holds about 0.05 square miles, the 59th-largest water area in West Virginia.
- Within West Virginia: about 0.6% of the state's population lives in Weston.
- National standing: Weston ranks 5,604th of 19,457 US places.
- Growth rank: Weston's 2020-to-2023 change ranks 172nd of 230 places in West Virginia.
- Versus West Virginia: the state average change is -3.0%, while Weston moved 4.4%.
- Density rank: Weston places 33rd among West Virginia's places by people per square mile.
- Density vs West Virginia: Weston's 1,943 people per square mile compare with a state median of 1,021.
- Location: it lies at 39.0388, -80.4622 in the Census Gazetteer.
- Nearest larger cities: Buckhannon (13 mi); Clarksburg (17 mi); Bridgeport (22 mi); Grafton (32 mi); Elkins (34 mi). Lenders licensed in the state serve Weston whether or not they keep a local branch.
- Nearest smaller towns: Jane Lew (6 mi); Lost Creek (11 mi); West Milford (12 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 66 of them.
- Within 100 miles: 76 places are larger than Weston.
Which West Virginia laws govern a loan in Weston
The rows below set out what a licensed lender must follow in West Virginia, and so for Weston's roughly 3,776 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
How a Weston personal loan is priced
With roughly 3,776 residents, Weston is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Weston lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Weston loan but raises total interest, so the smallest payment is not the cheapest loan.
A practical checklist for Weston borrowers
Before you hand your details to a lender in Weston, where the population is near 3,776:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the West Virginia regulator's records to confirm the lender is licensed here.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
In Weston as elsewhere in West Virginia, the written terms — not the advertisement — are what count for its 3,776 residents.
Weston against the rest of West Virginia
Within West Virginia, Weston holds roughly 0.6% of all residents, the 34th-largest share among 230 places. Its 2020-to-2023 change ranks 172nd of 230 West Virginia places, putting it near the 25th percentile for growth. By density, at about 1,943 people per square mile, it ranks 33rd in West Virginia. Within 50 miles sit 66 smaller Census places, alongside the 9 that are larger.
Land, water and location for Weston
The Census Gazetteer records 1.9 square miles of land and 0.05 square miles of water within Weston. With 3,776 residents, the land area yields roughly 1,943 people per square mile. The largest place in West Virginia, Charleston, lies about 79 miles away. A 50-mile radius around Weston takes in 9 places that are larger. The 100-mile radius contains 76 larger places.
Common questions
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Nearby places
- Jane Lew, WV — population 388
- Lost Creek, WV — population 348
- West Milford, WV — population 442
- Buckhannon, WV — population 5,055
- Clarksburg, WV — population 15,489
- Nutter Fort, WV — population 1,454
- Stonewood, WV — population 1,759
- Burnsville, WV — population 380