Personal loans in Stonewood, WV
If you are weighing a personal loan in Stonewood, start from the payment you can carry; its 1,759 residents face the same statewide rules. Stonewood is one of 230 Census places in West Virginia; its 1,759 residents put it at 63rd.
Price two or three terms so you can see which payment is truly affordable in Stonewood. Stonewood lost roughly 2.7% of its population across the 2020-to-2023 comparison. To lend to Stonewood's 1,759 residents, a company must hold a West Virginia licence, and each sourced row below names the regulator behind it. The nearest larger city is Clarksburg, WV about 3 miles away.
The Stonewood data picture
Stonewood is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: a Census-estimated 1,759, 63rd among West Virginia's 230 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.7%.
- Net change: roughly 48 fewer people than the 2020 Census counted.
- Size percentile: Stonewood sits ahead of around 73% of West Virginia places, at 1,759 people.
- Density: roughly 2,067 residents per square mile, spread over 0.9 sq mi of land.
- Land area rank: Stonewood's 0.9 square miles rank 116th of 230 places in West Virginia.
- State population share: Stonewood accounts for about 0.3% of everyone in West Virginia.
- Nationally: Stonewood is the 8,101st-largest of 19,457 Census places in the dataset.
- Growth rank: Stonewood's 2020-to-2023 change ranks 96th of 230 places in West Virginia.
- Against the state trend: Stonewood's 2.7% change compares with a West Virginia average of -3.0% across its 230 places.
- Density rank: Stonewood is the 29th most densely settled place in West Virginia.
- Density vs West Virginia: Stonewood's 2,067 people per square mile compare with a state median of 1,021.
- Location: 39.2501, -80.3054 (US Census Bureau Gazetteer).
- Nearest larger cities: Clarksburg (3 mi); Bridgeport (5 mi); Shinnston (10 mi); Philippi (15 mi); Pleasant Valley (16 mi). Online lenders reach Stonewood no matter how far the nearest branch is.
- Nearest smaller towns: Anmoore (1 mi); Nutter Fort (1 mi); West Milford (6 mi).
- Within a 50-mile radius: 68 smaller Census places.
- Larger places within 100 miles: 191.
What to do before borrowing in Stonewood
Complete these steps first when you borrow in Stonewood (1,759 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the West Virginia licence with the regulator named above before committing.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
None of these steps is Stonewood-specific: the same West Virginia licensing and disclosure rules reach all 1,759 residents.
West Virginia rules behind a Stonewood personal loan
Every row below records a West Virginia rule, its publisher and its retrieval date — the same rules a Stonewood lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
Lender access in Stonewood
At roughly 2,067 people per square mile, Stonewood is fairly dense; 23 larger places lie within 50 miles. Distance to a branch rarely matters for Stonewood's 1,759 residents: the application is online and the price follows your credit file. The nearest larger city, Clarksburg, WV about 3 miles away.
Stonewood: area, density and distance
Stonewood's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 2,067 people per square mile. The largest place in West Virginia, Charleston, lies about 95 miles away. Counting outward 50 miles, 23 larger communities surround Stonewood. The 100-mile radius contains 191 larger places.
Stonewood against the rest of West Virginia
Stonewood is the 63rd-largest of 230 Census places in West Virginia and contains about 0.3% of the state's people. Its 2020-to-2023 change ranks 96th of 230 West Virginia places, putting it near the 58th percentile for growth. By density, at about 2,067 people per square mile, it ranks 29th in West Virginia. In land area, Stonewood ranks 116th among West Virginia's 230 places.
Common questions
What are my options in Stonewood if my credit is poor?
What loan size can I expect in Stonewood?
Do I have to pledge anything to borrow in Stonewood?
Does comparing loans in Stonewood cost me credit score points?
Nearby places
- Anmoore, WV — population 501
- Nutter Fort, WV — population 1,454
- Clarksburg, WV — population 15,489
- Bridgeport, WV — population 9,377
- Lost Creek, WV — population 348
- West Milford, WV — population 442
- Lumberport, WV — population 695
- Shinnston, WV — population 2,276