Personal loans in West York, PA

West York: the sourced local profile

Set out below is West York's local context next to the state-level rules that reach every lender here.

• Population: 5,078 residents; West York is the 188th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 0.4% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 21 residents.
• Size percentile: about 81% of Pennsylvania communities are smaller than West York (5,078 residents).
• Land and density: 0.5 square miles of land carry roughly 9,672 residents per square mile.
• Land area rank: West York's 0.5 square miles rank 711th of 1,013 places in Pennsylvania.
• Share of state population: West York's 5,078 residents are about 0.1% of Pennsylvania.
• National rank: West York is 4,784th of 19,457 places nationwide.
• Growth rank: West York's 2020-to-2023 change ranks 329th of 1,013 places in Pennsylvania.
• Versus Pennsylvania: the state average change is -0.9%, while West York moved 0.4%.
• Density in Pennsylvania: West York ranks 11th by people per square mile.
• Against the state median: West York runs about 9,672 residents per square mile, where the Pennsylvania median is 1,990.
• Location: coordinates 39.9534, -76.7610 (US Census Bureau Gazetteer).
• Nearest larger cities: York (2 mi); Red Lion (9 mi); Columbia (15 mi); Hanover (15 mi); New Freedom (15 mi). Lenders licensed in the state serve West York whether or not they keep a local branch.
• Smaller communities close by: North York (2 mi); New Salem (4 mi); Jacobus (6 mi), each with its own Census population profile.
• Within a 50-mile radius: 118 smaller Census places.
• At 100 miles: 183 larger Census places fall inside that radius.

Pennsylvania rules behind a West York personal loan

The rows below set out what a licensed lender must follow in Pennsylvania, and so for West York's roughly 5,078 residents.

What is available to West York borrowers

West York is densely built, with about 9,672 people per square mile and 41 larger places within 50 miles. Whether West York has a local branch or not, a Pennsylvania-licensed lender can serve its 5,078 people online on the same terms. The nearest bigger place is York, PA about 2 miles away.

What shapes a West York personal loan

With roughly 5,078 residents, West York is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a West York lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a West York loan is knowable in advance — unlike a revolving card balance.

West York on the map

West York covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 5,078 residents, the land area yields roughly 9,672 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 86 miles from West York. Within 50 miles of West York there are 41 larger Census places. By land area it ranks 711th of 1,013 Pennsylvania places.

Where West York sits in Pennsylvania

Against Pennsylvania's other places, West York accounts for about 0.1% of the state's population and ranks 188th of 1,013 by size. Its 2020-to-2023 change ranks 329th of 1,013 Pennsylvania places, putting it near the 68th percentile for growth. By density, at about 9,672 people per square mile, it ranks 11th in Pennsylvania. Within 50 miles sit 118 smaller Census places, alongside the 41 that are larger.