Personal loans in Loganville, PA
At about 1,442 residents, Loganville is larger than roughly 50% of the places in Pennsylvania. Census figures put the 2020-to-2023 increase in Loganville at about 1.1%. In Loganville, one of 1,013 Census places in Pennsylvania, the figure to compare across lenders is the APR, not the advertised rate. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from Loganville as from the rest of the state. Judge Loganville offers on total cost, not on how quickly the money arrives. The nearest larger metro is Jacobus, PA about 2 miles away.
The Loganville data picture
Two layers matter for a Loganville borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: 1,442 — Loganville ranks 510th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 1.1% between 2020 and 2023.
- People gained or lost: about 16 more since the 2020 base.
- Size percentile: roughly 50% of Pennsylvania's places have fewer residents than Loganville's 1,442.
- Land and density: 1.0 square miles of land carry roughly 1,442 residents per square mile.
- Land area rank: Loganville's 1.0 square miles rank 440th of 1,013 places in Pennsylvania.
- State share: roughly 0.0% of Pennsylvania's residents live in Loganville (1,442 people).
- Nationally: Loganville is the 8,834th-largest of 19,457 Census places in the dataset.
- Growth in Pennsylvania: Loganville stands 95th by percentage change from 2020 to 2023, among 1,013 places.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Loganville's 1.1%.
- Density rank: Loganville places 617th among Pennsylvania's places by people per square mile.
- Density in context: Loganville's 1,442 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 39.8559 / -76.7079, per the US Census Bureau Gazetteer.
- Nearest larger cities: Jacobus (2 mi); Glen Rock (4 mi); Dallastown (5 mi); Shrewsbury (6 mi); Red Lion (6 mi). Living near a larger metro rarely changes what is available in Loganville.
- Smaller communities close by: Seven Valleys (3 mi); Winterstown (5 mi); Yoe (5 mi), each with its own Census population profile.
- Smaller neighbours: 46 places smaller than Loganville sit within 50 miles.
- Within 100 miles: 412 places are larger than Loganville.
Inside a Loganville personal loan
Loganville is a small community of about 1,442 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Loganville lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Loganville loan but raises total interest, so the smallest payment is not the cheapest loan.
Land, water and location for Loganville
The Census Gazetteer records about 1.0 square miles of land within Loganville, with no significant water area listed. The resulting density is about 1,442 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 84 miles from Loganville. Loganville has 104 larger places within a 50-mile radius. The 100-mile radius contains 412 larger places.
A practical checklist for Loganville borrowers
These steps shape the offer you get in Loganville, a place of about 1,442 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Pennsylvania licence with the regulator listed on this page.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
The process is identical across Pennsylvania; what changes is your credit file, not the fact that Loganville holds 1,442 people.
The state rulebook for Loganville
The rows below set out what a licensed lender must follow in Pennsylvania, and so for Loganville's roughly 1,442 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Where Loganville sits in Pennsylvania
Among Pennsylvania's 1,013 places, Loganville sits at 510th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Loganville ranks 95th of 1,013 in Pennsylvania (about the 91th percentile). At about 1,442 people per square mile, Loganville is the 617th most densely settled place in Pennsylvania. By land area, its 1.0 square miles rank 440th of 1,013 places in Pennsylvania.
Common questions
What are my options in Loganville if my credit is poor?
What loan size can I expect in Loganville?
Do I have to pledge anything to borrow in Loganville?
Does comparing loans in Loganville cost me credit score points?
Nearby places
- Jacobus, PA — population 1,822
- Seven Valleys, PA — population 480
- Glen Rock, PA — population 2,122
- Dallastown, PA — population 4,174
- Shrewsbury, PA — population 3,907
- Yoe, PA — population 1,053
- Winterstown, PA — population 608
- New Salem, PA — population 822