Personal loans in West Union, SC

Population in West Union climbed about 3.5% over the three years from 2020 to 2023. State law, not city hall, decides what a lender may do to West Union's roughly 385 residents, and a state regulator supervises it. Compare APR, not the interest rate, because the APR folds in most fees on a West Union loan. The next larger city is Walhalla, SC about 1 miles away.

Borrowing in West Union: the local picture

The figures below are West Union's own — Census population, land area and coordinates — followed by the South Carolina rules.

• Population: 385 — West Union ranks 202nd of 271 communities in South Carolina (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 3.5% across the 2020-to-2023 comparison.
• Absolute change: 13 residents added between 2020 and 2023.
• Size percentile: West Union sits ahead of around 25% of South Carolina places, at 385 people.
• Land and density: 0.8 square miles of land carry roughly 485 residents per square mile.
• By land area: West Union ranks 239th among South Carolina's 271 places, at 0.8 sq mi.
• Share of state population: West Union's 385 residents are about 0.0% of South Carolina.
• National rank: West Union sits 14,245th by population among the 19,457 places in this dataset.
• Growth in South Carolina: West Union stands 83rd by percentage change from 2020 to 2023, among 271 places.
• Versus South Carolina: the state average change is +2.6%, while West Union moved 3.5%.
• Density in South Carolina: West Union ranks 158th by people per square mile.
• Against the state median: West Union runs about 485 residents per square mile, where the South Carolina median is 584.
• Location: latitude 34.7560, longitude -83.0441 (Census Gazetteer).
• Nearest larger cities: Walhalla (1 mi); Westminster (7 mi); Seneca (7 mi); Six Mile (14 mi); Clemson (14 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Salem (10 mi); Tallulah Falls (20 mi); Avalon (20 mi).
• Smaller places within 50 miles: 13 of them.
• Larger places within 100 miles: 265.

Getting a loan in West Union

West Union is lightly settled, with about 485 people per square mile and 66 larger places within 50 miles. Lenders licensed in South Carolina reach West Union's 385 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Walhalla, SC about 1 miles away.

Where West Union sits

West Union's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. With 385 residents, the land area yields roughly 485 people per square mile. Charleston, the largest place in South Carolina, is about 221 miles from West Union. Within 50 miles of West Union there are 66 larger Census places. By land area it ranks 239th of 271 South Carolina places.

What a West Union borrower is actually offered

In West Union, a small community of about 385, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving West Union's 385 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a West Union loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

West Union in state context

Among South Carolina's 271 places, West Union sits at 202nd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, West Union ranks 83rd of 271 in South Carolina (about the 69th percentile). Its roughly 485 residents per square mile place it 158th among South Carolina's places. By land area, its 0.8 square miles rank 239th of 271 places in South Carolina.

The South Carolina lending rules that reach West Union

For the roughly 385 residents of West Union, the rules below are South Carolina's own; each row carries its publisher and retrieval date.