Personal loans in Six Mile, SC
The 2020 count to the 2023 estimate shows about 0.3% decline in Six Mile. A lender serving Six Mile holds a South Carolina licence and answers to a South Carolina regulator; no city office is involved for its 754 residents.
With 754 residents, Six Mile outranks about 38% of the communities in South Carolina. A larger market lies at Central, SC about 6 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Six Mile's 754 residents. Use the calculator on this page to price an amount and term before you commit in Six Mile.
The Six Mile data picture
Here is the sourced Census picture for Six Mile, plus the South Carolina lending rules that apply to a loan taken out here.
- Population: the Census counts 754 residents in Six Mile (Vintage 2023 subcounty estimate), the 169th-largest figure among South Carolina's 271 places.
- Population trend: Roughly 0.3% fewer residents than the 2020 Census counted.
- People gained or lost: about 2 fewer since the 2020 base.
- Size percentile: Six Mile sits ahead of around 38% of South Carolina places, at 754 people.
- Land and density: 2.0 square miles of land carry roughly 370 residents per square mile.
- By land area: Six Mile ranks 159th among South Carolina's 271 places, at 2.0 sq mi.
- Water area rank: Six Mile ranks 114th among South Carolina's 271 places, with 0.01 sq mi.
- State population share: Six Mile accounts for about 0.0% of everyone in South Carolina.
- National standing: Six Mile ranks 11,443rd of 19,457 US places.
- Growth in South Carolina: Six Mile stands 163rd by percentage change from 2020 to 2023, among 271 places.
- State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Six Mile's 0.3%.
- Density rank: Six Mile places 174th among South Carolina's places by people per square mile.
- Density vs South Carolina: Six Mile's 370 people per square mile compare with a state median of 584.
- Location: latitude 34.8093, longitude -82.8116 (Census Gazetteer).
- Nearest larger cities: Central (6 mi); Liberty (7 mi); Pickens (8 mi); Clemson (9 mi); Pendleton (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Norris (4 mi); Salem (11 mi); West Union (14 mi).
- Smaller neighbours: 22 places smaller than Six Mile sit within 50 miles.
- Larger places within 100 miles: 209.
How a Six Mile personal loan is priced
Most loans made to Six Mile's 754 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Six Mile. The term you choose in Six Mile decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Six Mile
Six Mile's land area is about 2.0 square miles; a further 0.01 square miles is water. The resulting density is about 370 people per square mile. For the state's biggest city, Charleston, the distance is roughly 213 miles. A 50-mile radius around Six Mile takes in 61 places that are larger. The 100-mile radius contains 209 larger places.
How Six Mile compares across South Carolina
Among South Carolina's 271 places, Six Mile sits at 169th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 163rd of 271 South Carolina places, putting it near the 40th percentile for growth. Its roughly 370 residents per square mile place it 174th among South Carolina's places. Between 2020 and 2023 the count changed by roughly 2 residents.
A pre-application checklist for Six Mile
For Six Mile's roughly 754 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a South Carolina licence by checking the regulator named above.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
None of these steps is Six Mile-specific: the same South Carolina licensing and disclosure rules reach all 754 residents.
South Carolina rules behind a Six Mile personal loan
South Carolina has no separate rate rule for Six Mile; the sourced rows below are what reach every lender that serves its 754 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29). Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%." | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Common questions
What are my options in Six Mile if my credit is poor?
What loan size can I expect in Six Mile?
Do I have to pledge anything to borrow in Six Mile?
Does comparing loans in Six Mile cost me credit score points?
Nearby places
- Norris, SC — population 747
- Central, SC — population 5,322
- Liberty, SC — population 3,309
- Clemson, SC — population 17,838
- Pickens, SC — population 3,391
- Pendleton, SC — population 3,657
- Salem, SC — population 123
- Seneca, SC — population 9,043