Personal loans in Wellman, TX

The roughly 226 people who live in Wellman borrow under Texas rules; city hall sets no personal-loan rate. The Census counts 226 people in Wellman, the 1,144th-largest figure among Texas's 1,224 places. A 2020-to-2023 comparison shows Wellman down by about 1.3%. Compare APR, not the interest rate, because the APR folds in most fees on a Wellman loan. Borrowers who want a bigger city can look to Seagraves, TX about 11 miles away.

What the Census records for Wellman

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: about 226, ranked 1,144th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 1.3% from the 2020 Census base to the 2023 estimate.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: bigger than about 7% of the places in Texas, with 226 residents in Wellman.
• Density: roughly 665 residents per square mile, spread over 0.3 sq mi of land.
• Land area rank: Wellman's 0.3 square miles rank 1,193rd of 1,224 places in Texas.
• State share: roughly 0.0% of Texas's residents live in Wellman (226 people).
• National rank: Wellman is the 16,088th most populous of the 19,457 Census places covered here.
• Growth in Texas: Wellman stands 995th by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Wellman moved 1.3%.
• Density rank: Wellman is the 750th most densely settled place in Texas.
• Density in context: Wellman's 665 people per square mile sit against a Texas median of 840.
• Location: mapped by the US Census Bureau at 33.0470, -102.4274.
• Nearest larger cities: Seagraves (11 mi); Brownfield (13 mi); Meadow (24 mi); Denver City (24 mi); Plains (25 mi). Living near a larger metro rarely changes what is available in Wellman.
• Smaller communities close by: Los Ybanez (37 mi); Causey (69 mi); Dora (80 mi), each with its own Census population profile.
• Within a 50-mile radius: 1 smaller Census places.
• Within 100 miles: 64 places are larger than Wellman.

Texas consumer-lending rules applied in Wellman

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Wellman lender must follow.

A pre-application checklist for Wellman

For Wellman's roughly 226 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Texas licence with the regulator named above before committing.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

The process is identical across Texas; what changes is your credit file, not the fact that Wellman holds 226 people.

What a Wellman borrower is actually offered

With roughly 226 residents, Wellman is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Wellman's 226 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Wellman loan but raises total interest, so the smallest payment is not the cheapest loan.

How Wellman compares across Texas

Against Texas's other places, Wellman accounts for about 0.0% of the state's population and ranks 1,144th of 1,224 by size. Its 2020-to-2023 change ranks 995th of 1,224 Texas places, putting it near the 19th percentile for growth. By density, at about 665 people per square mile, it ranks 750th in Texas. Within 50 miles sit 1 smaller Census places, alongside the 20 that are larger.

How lenders reach Wellman

With about 665 residents per square mile, Wellman is moderately settled, and 20 larger Census places sit within 50 miles. Lenders licensed in Texas reach Wellman's 226 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Seagraves, TX about 11 miles away.