Personal loans in Weirton, WV
Population in Weirton dropped about 4.0% over the three years from 2020 to 2023. Weirton is a small town in West Virginia, with an estimated 18,386 residents, and every licensed lender here follows the same state rulebook.
By population, Weirton sits at 7th in West Virginia, with an estimated 18,386 residents. For a bigger market, look to Wheeling, WV about 24 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Weirton's 18,386 residents. Begin with the payment, then weigh APR and total interest across the lenders that reach Weirton's 18,386 residents.
Local context for Weirton
Set out below is Weirton's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 18,386 residents in Weirton (Vintage 2023 subcounty estimate), the 7th-largest figure among West Virginia's 230 places.
- Population trend: Down about 4.0% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 772 fewer people than the 2020 Census counted.
- Size percentile: Weirton sits ahead of around 97% of West Virginia places, at 18,386 people.
- Population density: about 1,018 people per square mile (Census land area 18.1 sq mi).
- Land area rank: Weirton's 18.1 square miles rank 2nd of 230 places in West Virginia.
- Water: Weirton holds about 1.22 square miles, the 3rd-largest water area in West Virginia.
- Share of West Virginia: Weirton holds about 3.1% of the state's population, some 18,386 people.
- National standing: Weirton ranks 2,022nd of 19,457 US places.
- Growth rank: Weirton's 2020-to-2023 change ranks 156th of 230 places in West Virginia.
- Against the state trend: Weirton's 4.0% change compares with a West Virginia average of -3.0% across its 230 places.
- Density rank: Weirton places 116th among West Virginia's places by people per square mile.
- Density vs West Virginia: Weirton's 1,018 people per square mile compare with a state median of 1,021.
- Location: latitude 40.4063, longitude -80.5656 (Census Gazetteer).
- Nearest larger cities: Wheeling (24 mi); Bethel Park (28 mi); Pittsburgh (31 mi); Baldwin (33 mi); West Mifflin (35 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Toronto (4 mi); Follansbee (5 mi); Steubenville (6 mi) — useful context for the surrounding area.
- Smaller neighbours: 301 places smaller than Weirton sit within 50 miles.
- At 100 miles: 50 larger Census places fall inside that radius.
Weirton on the map
Weirton's land area is about 18.1 square miles; a further 1.22 square miles is water. With 18,386 residents, the land area yields roughly 1,018 people per square mile. The state's population centre of gravity, Charleston, is roughly 153 miles away. Weirton has 11 larger places within a 50-mile radius. By land area it ranks 2nd of 230 West Virginia places.
How Weirton compares across West Virginia
Against West Virginia's other places, Weirton accounts for about 3.1% of the state's population and ranks 7th of 230 by size. On the 2020-to-2023 trend, Weirton stands 156th among West Virginia's 230 places — roughly the 32th percentile. Its roughly 1,018 residents per square mile place it 116th among West Virginia's places. In land area, Weirton ranks 2nd among West Virginia's 230 places.
What is available to Weirton borrowers
Weirton is a moderately settled community of about 18,386 people, with 11 larger places inside a 50-mile radius. Distance to a branch rarely matters for Weirton's 18,386 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Wheeling, WV about 24 miles away.
The anatomy of a Weirton personal loan
In Weirton, a small town of about 18,386, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Weirton can be quoted different APRs on the same amount and term. Shortening the term on a Weirton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
West Virginia consumer-lending rules applied in Weirton
Below are the West Virginia rules that apply to a loan made in Weirton, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
Common questions
What are my options in Weirton if my credit is poor?
What loan size can I expect in Weirton?
Do I have to pledge anything to borrow in Weirton?
Does comparing loans in Weirton cost me credit score points?
Nearby places
- Toronto, OH — population 5,190
- Follansbee, WV — population 2,692
- Mingo Junction, OH — population 3,257
- Steubenville, OH — population 18,064
- Empire, OH — population 225
- New Cumberland, WV — population 984
- Wellsburg, WV — population 2,302
- Stratton, OH — population 260