Personal loans in Follansbee, WV

Personal loans in Follansbee are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 2,692 population. The 2020 count to the 2023 estimate shows about 5.5% decline in Follansbee. Begin with the payment, then weigh APR and total interest across the lenders that reach Follansbee's 2,692 residents. The nearest larger metro is Mingo Junction, OH about 1 miles away.

Follansbee: the sourced local profile

Read the local figures below as context; read the sourced West Virginia table as the rulebook a lender here must follow.

• Population: 2,692 — Follansbee ranks 47th of 230 communities in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 5.5% from 2020 to 2023.
• Absolute change: 156 residents lost between 2020 and 2023.
• Size percentile: about 80% of West Virginia communities are smaller than Follansbee (2,692 residents).
• Population density: 1,461 people per square mile on 1.8 square miles of land.
• Land area: Follansbee covers 1.8 square miles, the 57th-largest area among West Virginia's 230 places.
• Water: Follansbee holds about 0.25 square miles, the 23rd-largest water area in West Virginia.
• Share of state population: Follansbee's 2,692 residents are about 0.4% of West Virginia.
• National rank: Follansbee is 6,618th of 19,457 places nationwide.
• Growth rank: Follansbee's 2020-to-2023 change ranks 201st of 230 places in West Virginia.
• Against the state trend: Follansbee's 5.5% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Follansbee places 67th among West Virginia's places by people per square mile.
• Density vs West Virginia: Follansbee's 1,461 people per square mile compare with a state median of 1,021.
• Location: coordinates 40.3370, -80.5972 (US Census Bureau Gazetteer).
• Nearest larger cities: Mingo Junction (1 mi); Steubenville (4 mi); Weirton (5 mi); Wintersville (7 mi); Toronto (8 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Wellsburg (4 mi); New Alexandria (5 mi); Beech Bottom (8 mi).
• Smaller places within 50 miles: 203 of them.
• Larger places within 100 miles: 263.

Inside a Follansbee personal loan

With roughly 2,692 residents, Follansbee is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Follansbee lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Follansbee loan is knowable in advance — unlike a revolving card balance.

How lenders reach Follansbee

Follansbee is a moderately settled community of about 2,692 people, with 110 larger places inside a 50-mile radius. Lenders licensed in West Virginia reach Follansbee's 2,692 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Mingo Junction, OH about 1 miles away.

The geography behind Follansbee

Follansbee covers about 1.8 square miles of land, with 0.25 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 1,461 people per square mile. The state's population centre of gravity, Charleston, is roughly 148 miles away. Within 50 miles of Follansbee there are 110 larger Census places. Within the same 50 miles lie 203 smaller Census places.

West Virginia rules behind a Follansbee personal loan

These are West Virginia's sourced lending facts as they reach Follansbee's 2,692 residents; the state has no city-level rate rule.

How Follansbee compares across West Virginia

Set beside West Virginia's 230 places, Follansbee ranks 47th by population and holds about 0.4% of the state total. On the 2020-to-2023 trend, Follansbee stands 201st among West Virginia's 230 places — roughly the 13th percentile. Its roughly 1,461 residents per square mile place it 67th among West Virginia's places. Within 50 miles sit 203 smaller Census places, alongside the 110 that are larger.