Personal loans in Weir, KS
The 2020 count to the 2023 estimate shows about 1.6% decline in Weir. Weir, Kansas — home to about 562 people — is a small community, so the terms you are offered follow Kansas law rather than any local rule.
Weir is home to roughly 562 people and stands 264th by size out of 625 Census places in Kansas. The closest larger place is Cherokee, KS about 4 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Weir's 562 residents. If debt is already a strain, a nonprofit credit counsellor can help Weir residents before they take on more.
Local context for Weir
The figures below are Weir's own — Census population, land area and coordinates — followed by the Kansas rules.
- Population: about 562 people live here, which puts Weir 264th of 625 Census places in Kansas (Vintage 2023).
- Population trend: About 1.6% below the 2020 Census base.
- People gained or lost: about 9 fewer since the 2020 base.
- Size percentile: about 58% of Kansas's Census places are smaller than Weir.
- Land and density: 1.1 square miles of land carry roughly 494 residents per square mile.
- By land area: Weir ranks 180th among Kansas's 625 places, at 1.1 sq mi.
- Within Kansas: about 0.0% of the state's population lives in Weir.
- National rank: Weir is 12,694th of 19,457 places nationwide.
- Growth rank: Weir ranks 353rd among Kansas's 625 places for the 2020-to-2023 change.
- Versus Kansas: the state average change is -1.0%, while Weir moved 1.6%.
- Density in Kansas: Weir ranks 446th by people per square mile.
- Density vs Kansas: Weir's 494 people per square mile compare with a state median of 764.
- Location: 37.3096, -94.7745 (US Census Bureau Gazetteer).
- Nearest larger cities: Cherokee (4 mi); Pittsburg (8 mi); Columbus (10 mi); Frontenac (11 mi); Girard (14 mi). Living near a larger metro rarely changes what is available in Weir.
- Smaller places nearby: Scammon (3 mi); Roseland (4 mi); West Mineral (9 mi).
- Smaller neighbours: 65 places smaller than Weir sit within 50 miles.
- Larger places within 100 miles: 191.
Weir on the map
Weir's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. With 562 residents, the land area yields roughly 494 people per square mile. The largest place in Kansas, Wichita, lies about 143 miles away. Counting outward 50 miles, 49 larger communities surround Weir. By land area it ranks 180th of 625 Kansas places.
The anatomy of a Weir personal loan
In Weir, a small community of about 562, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Weir can be quoted different APRs on the same amount and term. Shortening the term on a Weir loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The state rulebook for Weir
Kansas has no separate rate rule for Weir; the sourced rows below are what reach every lender that serves its 562 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| UCCC consumer loan rate caps | 36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans) Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
A pre-application checklist for Weir
Complete these steps first when you borrow in Weir (562 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Kansas licence by checking the regulator named above.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
The process is identical across Kansas; what changes is your credit file, not the fact that Weir holds 562 people.
Weir's place among Kansas's 625 places
Within Kansas, Weir holds roughly 0.0% of all residents, the 264th-largest share among 625 places. For population change between 2020 and 2023, Weir ranks 353rd of 625 in Kansas (about the 44th percentile). By density, at about 494 people per square mile, it ranks 446th in Kansas. Within 50 miles sit 65 smaller Census places, alongside the 49 that are larger.
Common questions
What are my options in Weir if my credit is poor?
What loan size can I expect in Weir?
Do I have to pledge anything to borrow in Weir?
Does comparing loans in Weir cost me credit score points?
Nearby places
- Scammon, KS — population 368
- Cherokee, KS — population 589
- Roseland, KS — population 74
- Pittsburg, KS — population 20,504
- West Mineral, KS — population 148
- Columbus, KS — population 2,870
- Frontenac, KS — population 3,372
- Asbury, MO — population 191