Personal loans in Scammon, KS

For a borrower among the roughly 368 residents of Scammon, a personal loan is a tool whose cost turns on the terms, not the address. An estimated 368 people make their home in Scammon, a figure that ranks 324th in Kansas. The 2020 count to the 2023 estimate shows about 1.3% decline in Scammon. Read the disclosure for an origination fee and any prepayment penalty before signing in Scammon. A larger market lies at Weir, KS about 3 miles away.

Where Scammon stands

Set out below is Scammon's local context next to the state-level rules that reach every lender here.

• Population: 368 people, a figure that places Scammon 324th among the 625 Census places in Kansas (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.3%.
• Net change: roughly 5 fewer people than the 2020 Census counted.
• Size percentile: about 48% of Kansas's Census places are smaller than Scammon.
• Land and density: 0.6 square miles of land carry roughly 587 residents per square mile.
• By land area: Scammon ranks 277th among Kansas's 625 places, at 0.6 sq mi.
• Share of state population: Scammon's 368 residents are about 0.0% of Kansas.
• National rank: Scammon is 14,437th of 19,457 places nationwide.
• Growth in Kansas: Scammon stands 327th by percentage change from 2020 to 2023, among 625 places.
• Against the state trend: Scammon's 1.3% change compares with a Kansas average of -1.0% across its 625 places.
• Density in Kansas: Scammon ranks 394th by people per square mile.
• Density vs Kansas: Scammon's 587 people per square mile compare with a state median of 764.
• Location: latitude 37.2792, longitude -94.8236 (Census Gazetteer).
• Nearest larger cities: Weir (3 mi); Cherokee (5 mi); Columbus (8 mi); Pittsburg (12 mi); McCune (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Roseland (1 mi); West Mineral (6 mi); Asbury (12 mi).
• Smaller neighbours: 52 places smaller than Scammon sit within 50 miles.
• Within 100 miles: 237 places are larger than Scammon.

Steps to take before a Scammon loan

These steps shape the offer you get in Scammon, a place of about 368 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's Kansas licence with the regulator listed on this page.
5. Pick the shortest term whose payment you can comfortably afford.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Decide the purpose and how you will repay it before approaching any lender.

None of these steps is Scammon-specific: the same Kansas licensing and disclosure rules reach all 368 residents.

Where Scammon sits

Inside Scammon's boundaries lie about 0.6 square miles of land, with no significant water area recorded. The resulting density is about 587 people per square mile. Wichita, the largest place in Kansas, is about 141 miles from Scammon. Counting outward 50 miles, 64 larger communities surround Scammon. The 100-mile radius contains 237 larger places.

What a Scammon borrower is actually offered

Scammon is a small community of about 368 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Scammon can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Scammon loan is knowable in advance — unlike a revolving card balance.

How Kansas law applies in Scammon

This table holds the Kansas rate and licensing rules for consumer loans made to Scammon's 368 residents.

Where Scammon sits in Kansas

Within Kansas, Scammon holds roughly 0.0% of all residents, the 324th-largest share among 625 places. On the 2020-to-2023 trend, Scammon stands 327th among Kansas's 625 places — roughly the 48th percentile. At about 587 people per square mile, Scammon is the 394th most densely settled place in Kansas. Between 2020 and 2023 the count changed by roughly 5 residents.