Personal loans in Weatherford, TX
The first question in Weatherford is not the rate on offer but whether the payment fits; about 38,109 people live here under Texas lending law.
Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Weatherford loan. Roughly 38,109 residents live in Weatherford, the 96th-largest community in Texas. A lender that serves Weatherford operates under Texas lending statutes and a Texas supervisor. Population in Weatherford climbed about 23.5% over the three years from 2020 to 2023. The nearest larger metro is Fort Worth, TX about 25 miles away.
What the Census records for Weatherford
What follows is Weatherford's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: 38,109 residents; Weatherford is the 96th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 23.5% across the 2020-to-2023 comparison.
- People gained or lost: about 7,240 more since the 2020 base.
- Size percentile: with 38,109 residents, Weatherford is larger than about 92% of Texas's Census places.
- Population density: about 1,371 people per square mile (Census land area 27.8 sq mi).
- Land area rank: Weatherford's 27.8 square miles rank 89th of 1,224 places in Texas.
- Water: Weatherford holds about 1.82 square miles, the 47th-largest water area in Texas.
- Share of state population: Weatherford's 38,109 residents are about 0.2% of Texas.
- National rank: Weatherford is the 1,054th most populous of the 19,457 Census places covered here.
- Growth rank: Weatherford ranks 70th among Texas's 1,224 places for the 2020-to-2023 change.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Weatherford's 23.5%.
- Density in Texas: Weatherford ranks 327th by people per square mile.
- Density vs Texas: Weatherford's 1,371 people per square mile compare with a state median of 840.
- Location: 32.7532 / -97.7719, per the US Census Bureau Gazetteer.
- Nearest larger cities: Fort Worth (25 mi); Haltom City (29 mi); Burleson (31 mi); North Richland Hills (33 mi); Keller (34 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Hudson Oaks (4 mi); Annetta (7 mi); Willow Park (7 mi).
- Smaller neighbours: 94 places smaller than Weatherford sit within 50 miles.
- At 100 miles: 42 larger Census places fall inside that radius.
Lender access in Weatherford
With about 1,371 residents per square mile, Weatherford is moderately settled, and 18 larger Census places sit within 50 miles. Lenders licensed in Texas reach Weatherford's 38,109 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Fort Worth, TX about 25 miles away.
The anatomy of a Weatherford personal loan
Most loans made to Weatherford's 38,109 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Weatherford. Because the payment is fixed, the total cost of a Weatherford loan is knowable in advance — unlike a revolving card balance.
Weatherford's place among Texas's 1,224 places
Weatherford is the 96th-largest of 1,224 Census places in Texas and contains about 0.2% of the state's people. On the 2020-to-2023 trend, Weatherford stands 70th among Texas's 1,224 places — roughly the 94th percentile. Its roughly 1,371 residents per square mile place it 327th among Texas's places. By land area, its 27.8 square miles rank 89th of 1,224 places in Texas.
The Texas lending rules that reach Weatherford
For the roughly 38,109 residents of Weatherford, the rules below are Texas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Land, water and location for Weatherford
The Census Gazetteer records 27.8 square miles of land and 1.82 square miles of water within Weatherford. Spread across it are roughly 1,371 residents per square mile. For the state's biggest city, Houston, the distance is roughly 249 miles. Within 50 miles of Weatherford there are 18 larger Census places. Within the same 50 miles lie 94 smaller Census places.
Common questions
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Nearby places
- Hudson Oaks, TX — population 2,656
- Annetta, TX — population 3,385
- Willow Park, TX — population 6,630
- Annetta North, TX — population 613
- Peaster, TX — population 615
- Aledo, TX — population 6,287
- Annetta South, TX — population 683
- Dennis, TX — population 836