Personal loans in Hudson Oaks, TX
Hudson Oaks, Texas — home to about 2,656 people — is a small community, so the terms you are offered follow Texas law rather than any local rule.
Read the disclosure for an origination fee and any prepayment penalty before signing in Hudson Oaks. The Census counts 2,656 people in Hudson Oaks, the 521st-largest figure among Texas's 1,224 places. Every figure below is Texas's own, applied to Hudson Oaks's 2,656 residents, with the publisher and retrieval date attached. The trend for Hudson Oaks between 2020 and 2023 is upward by roughly 22.5%. For a bigger market, look to Willow Park, TX about 3 miles away.
Local context for Hudson Oaks
Hudson Oaks is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 2,656 people live here, which puts Hudson Oaks 521st of 1,224 Census places in Texas (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 22.5%.
- Change in people: the 2020-to-2023 comparison is a gain of about 487 residents.
- Size percentile: Hudson Oaks sits ahead of around 57% of Texas places, at 2,656 people.
- Population density: about 840 people per square mile (Census land area 3.2 sq mi).
- By land area: Hudson Oaks ranks 510th among Texas's 1,224 places, at 3.2 sq mi.
- Share of Texas: Hudson Oaks holds about 0.0% of the state's population, some 2,656 people.
- Nationally: Hudson Oaks is the 6,663rd-largest of 19,457 Census places in the dataset.
- Growth rank: Hudson Oaks ranks 74th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Hudson Oaks moved 22.5%.
- Density rank: Hudson Oaks places 612th among Texas's places by people per square mile.
- Density in context: Hudson Oaks's 840 people per square mile sit against a Texas median of 840.
- Location: the Census Gazetteer records it at 32.7510, -97.7004.
- Nearest larger cities: Willow Park (3 mi); Annetta (4 mi); Weatherford (4 mi); Aledo (6 mi); Azle (14 mi). Online lenders reach Hudson Oaks no matter how far the nearest branch is.
- Smaller communities close by: Annetta North (4 mi); Annetta South (7 mi); Peaster (12 mi), each with its own Census population profile.
- Smaller neighbours: 46 places smaller than Hudson Oaks sit within 50 miles.
- At 100 miles: 167 larger Census places fall inside that radius.
The state rulebook for Hudson Oaks
Texas has no separate rate rule for Hudson Oaks; the sourced rows below are what reach every lender that serves its 2,656 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Lender access in Hudson Oaks
Hudson Oaks is a moderately settled community of about 2,656 people, with 76 larger places inside a 50-mile radius. A Texas licence lets a lender serve Hudson Oaks without a local office, so branch density does not change what its 2,656 residents are offered. The nearest larger city, Willow Park, TX about 3 miles away.
The geography behind Hudson Oaks
Inside Hudson Oaks's boundaries lie about 3.2 square miles of land, with no significant water area recorded. Spread across it are roughly 840 residents per square mile. The state's population centre of gravity, Houston, is roughly 246 miles away. Within 50 miles of Hudson Oaks there are 76 larger Census places. The 100-mile radius contains 167 larger places.
Hudson Oaks's place among Texas's 1,224 places
Among Texas's 1,224 places, Hudson Oaks sits at 521st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 74th of 1,224 Texas places, putting it near the 94th percentile for growth. By density, at about 840 people per square mile, it ranks 612th in Texas. The population moved by about 487 people between 2020 and 2023, a 22.5% shift.
How personal loans work in Hudson Oaks
Most loans made to Hudson Oaks's 2,656 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Hudson Oaks can be quoted different APRs on the same amount and term. The term you choose in Hudson Oaks decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Willow Park, TX — population 6,630
- Annetta, TX — population 3,385
- Annetta North, TX — population 613
- Weatherford, TX — population 38,109
- Aledo, TX — population 6,287
- Annetta South, TX — population 683
- Sanctuary, TX — population 369
- Peaster, TX — population 615