Personal loans in Warren, IN
For a borrower among the roughly 1,191 residents of Warren, a personal loan is a tool whose cost turns on the terms, not the address. Roughly 1,191 residents live in Warren, the 277th-largest community in Indiana.
Begin with the payment, then weigh APR and total interest across the lenders that reach Warren's 1,191 residents. Census figures put the 2020-to-2023 increase in Warren at about 0.8%. For the 1,191 people in Warren, Indiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger metro is Montpelier, IN about 12 miles away.
Warren: the sourced local profile
Here is the sourced Census picture for Warren, plus the Indiana lending rules that apply to a loan taken out here.
- Population: 1,191 residents; Warren is the 277th-largest of 565 places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 0.8%.
- Change in people: the 2020-to-2023 comparison is a gain of about 10 residents.
- Size percentile: about 51% of Indiana communities are smaller than Warren (1,191 residents).
- Population density: about 1,100 people per square mile across 1.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Warren ranks 268th among Indiana's 565 places, at 1.1 sq mi.
- Within Indiana: about 0.0% of the state's population lives in Warren.
- National rank: Warren sits 9,582nd by population among the 19,457 places in this dataset.
- Growth rank: Warren's 2020-to-2023 change ranks 196th of 565 places in Indiana.
- Against the state trend: Warren's 0.8% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Warren is the 368th most densely settled place in Indiana.
- Against the state median: Warren runs about 1,100 residents per square mile, where the Indiana median is 1,375.
- Location: it lies at 40.6877, -85.4246 in the Census Gazetteer.
- Nearest larger cities: Montpelier (12 mi); Bluffton (14 mi); Huntington (14 mi); Marion (16 mi); Upland (16 mi). Larger metros often have more branches, but online lenders reach Warren on the same terms.
- Smaller places nearby: Van Buren (6 mi); Mount Etna (8 mi); Markle (11 mi).
- Within a 50-mile radius: 73 smaller Census places.
- Larger places within 100 miles: 288.
What to do before borrowing in Warren
For Warren's roughly 1,191 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Indiana regulator's licence list.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
The process is identical across Indiana; what changes is your credit file, not the fact that Warren holds 1,191 people.
Warren on the map
Warren covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,100 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 31 miles. Warren has 64 larger places within a 50-mile radius. Within the same 50 miles lie 73 smaller Census places.
Lender access in Warren
Warren is a moderately settled community of about 1,191 people, with 64 larger places inside a 50-mile radius. What is available to Warren's 1,191 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Montpelier, IN about 12 miles away.
How Warren compares across Indiana
Set beside Indiana's 565 places, Warren ranks 277th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Warren ranks 196th of 565 in Indiana (about the 65th percentile). By density, at about 1,100 people per square mile, it ranks 368th in Indiana. In land area, Warren ranks 268th among Indiana's 565 places.
Indiana rules behind a Warren personal loan
For the roughly 1,191 residents of Warren, the rules below are Indiana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Common questions
What are my options in Warren if my credit is poor?
What loan size can I expect in Warren?
Do I have to pledge anything to borrow in Warren?
Does comparing loans in Warren cost me credit score points?
Nearby places
- Van Buren, IN — population 783
- Mount Etna, IN — population 112
- Markle, IN — population 1,079
- Montpelier, IN — population 1,514
- Poneto, IN — population 175
- Huntington, IN — population 16,992
- Uniondale, IN — population 276
- Upland, IN — population 3,808