Personal loans in Huntington, IN
In Huntington, one of 565 Census places in Indiana, the figure to compare across lenders is the APR, not the advertised rate. Verify the lender's Indiana licence against the regulator named below before borrowing in Huntington.
Huntington is home to roughly 16,992 people and stands 51st by size out of 565 Census places in Indiana. Consumer lending that reaches Huntington's 16,992 residents is governed by Indiana statute; no city ordinance changes it. Huntington shed about 0.2% of its population between the 2020 base and the 2023 estimate. The closest larger city is Fort Wayne, IN about 24 miles away.
Huntington: population, trend and location
Huntington is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: 16,992 residents; Huntington is the 51st-largest of 565 places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Roughly 0.2% fewer residents than the 2020 Census counted.
- People gained or lost: about 41 fewer since the 2020 base.
- Size percentile: about 91% of Indiana's Census places are smaller than Huntington.
- Density: roughly 1,799 residents per square mile, spread over 9.4 sq mi of land.
- By land area: Huntington ranks 64th among Indiana's 565 places, at 9.4 sq mi.
- Water area rank: Huntington ranks 59th among Indiana's 565 places, with 0.14 sq mi.
- Share of state population: Huntington's 16,992 residents are about 0.5% of Indiana.
- National standing: Huntington ranks 2,151st of 19,457 US places.
- Growth rank: Huntington ranks 335th among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: Huntington's 0.2% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Huntington is the 133rd most densely settled place in Indiana.
- Density vs Indiana: Huntington's 1,799 people per square mile compare with a state median of 1,375.
- Location: 40.8808, -85.5055 (US Census Bureau Gazetteer).
- Nearest larger cities: Fort Wayne (24 mi); Marion (24 mi); Kokomo (43 mi); Logansport (45 mi); Muncie (47 mi). Living near a larger metro rarely changes what is available in Huntington.
- Smaller communities close by: Andrews (5 mi); Roanoke (9 mi); Markle (9 mi), each with its own Census population profile.
- Within a 50-mile radius: 118 smaller Census places.
- Within 100 miles: 42 places are larger than Huntington.
How lenders reach Huntington
Huntington is a moderately settled community of about 16,992 people, with 5 larger places inside a 50-mile radius. Distance to a branch rarely matters for Huntington's 16,992 residents: the application is online and the price follows your credit file. The nearest bigger place is Fort Wayne, IN about 24 miles away.
Huntington in state context
Set beside Indiana's 565 places, Huntington ranks 51st by population and holds about 0.5% of the state total. Its 2020-to-2023 change ranks 335th of 565 Indiana places, putting it near the 41th percentile for growth. By density, at about 1,799 people per square mile, it ranks 133rd in Indiana. Between 2020 and 2023 the count changed by roughly 41 residents.
How personal loans work in Huntington
With roughly 16,992 residents, Huntington is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Huntington's rank of 51st in Indiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Huntington loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Indiana consumer-lending rules applied in Huntington
These are Indiana's sourced lending facts as they reach Huntington's 16,992 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
Huntington on the map
Inside Huntington's boundaries lie roughly 9.4 square miles of land and 0.14 square miles of water. With 16,992 residents, the land area yields roughly 1,799 people per square mile. The largest place in Indiana, Fort Wayne, lies about 24 miles away. Within 50 miles of Huntington there are 5 larger Census places. By land area it ranks 64th of 565 Indiana places.
Common questions
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Nearby places
- Andrews, IN — population 1,051
- Roanoke, IN — population 1,784
- Mount Etna, IN — population 112
- Markle, IN — population 1,079
- Warren, IN — population 1,191
- Lagro, IN — population 346
- Zanesville, IN — population 588
- South Whitley, IN — population 1,818