Personal loans in Walthill, NE
The first question in Walthill is not the rate on offer but whether the payment fits; about 682 people live here under Nebraska lending law.
For the 682 people in Walthill, Nebraska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Walthill is one of 527 Census places in Nebraska; its 682 residents put it at 159th. Pull your credit reports and line up at least three offers before you apply from Walthill. Walthill lost roughly 0.3% of its population across the 2020-to-2023 comparison. The nearest larger city is Winnebago, NE about 6 miles away.
Walthill: the sourced local profile
What follows is Walthill's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: 682 residents; Walthill is the 159th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Down about 0.3% from the 2020 Census base to the 2023 estimate.
- Absolute change: 2 residents lost between 2020 and 2023.
- Size percentile: roughly 70% of Nebraska places rank below Walthill.
- Density: the Census land area of 0.4 sq mi holds about 1,593 people per square mile.
- Land area: Walthill covers 0.4 square miles, the 263rd-largest area among Nebraska's 527 places.
- Share of state population: Walthill's 682 residents are about 0.0% of Nebraska.
- National rank: Walthill is 11,906th of 19,457 places nationwide.
- Growth rank: Walthill's 2020-to-2023 change ranks 235th of 527 places in Nebraska.
- Versus Nebraska: the state average change is -0.6%, while Walthill moved 0.3%.
- Density rank: Walthill is the 66th most densely settled place in Nebraska.
- Density in context: Walthill's 1,593 people per square mile sit against a Nebraska median of 830.
- Location: the Census Gazetteer records it at 42.1489, -96.4929.
- Nearest larger cities: Winnebago (6 mi); Pender (12 mi); Lyons (15 mi); Sloan (15 mi); Emerson (15 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Rosalie (6 mi); Bancroft (10 mi); Thurston (11 mi).
- Smaller places within 50 miles: 62 of them.
- Larger places within 100 miles: 175.
Land, water and location for Walthill
Walthill's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,593 people per square mile. For the state's biggest city, Omaha, the distance is roughly 65 miles. Within 50 miles of Walthill there are 42 larger Census places. Within the same 50 miles lie 62 smaller Census places.
Walthill against the rest of Nebraska
Walthill is the 159th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 235th of 527 Nebraska places, putting it near the 55th percentile for growth. Its roughly 1,593 residents per square mile place it 66th among Nebraska's places. In land area, Walthill ranks 263rd among Nebraska's 527 places.
What is available to Walthill borrowers
Walthill is moderately settled, with about 1,593 people per square mile and 42 larger places within 50 miles. A Nebraska licence lets a lender serve Walthill without a local office, so branch density does not change what its 682 residents are offered. The nearest bigger place is Winnebago, NE about 6 miles away.
How personal loans work in Walthill
Most loans made to Walthill's 682 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Walthill's rank of 159th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Walthill loan is knowable in advance — unlike a revolving card balance.
How Nebraska law applies in Walthill
Nebraska has no separate rate rule for Walthill; the sourced rows below are what reach every lender that serves its 682 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
Common questions
What are my options in Walthill if my credit is poor?
What loan size can I expect in Walthill?
Do I have to pledge anything to borrow in Walthill?
Does comparing loans in Walthill cost me credit score points?
Nearby places
- Winnebago, NE — population 888
- Rosalie, NE — population 152
- Bancroft, NE — population 493
- Homer, NE — population 517
- Thurston, NE — population 115
- Lyons, NE — population 813
- Pender, NE — population 1,053
- Hubbard, NE — population 170