Personal loans in Bancroft, NE

Use the calculator on this page to price an amount and term before you commit in Bancroft. Bancroft shed about 0.4% of its population between the 2020 base and the 2023 estimate. To lend to Bancroft's 493 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. The nearest larger metro is Lyons, NE about 7 miles away.

Bancroft: the sourced local profile

Bancroft is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 493 people live here, which puts Bancroft 199th of 527 Census places in Nebraska (Vintage 2023).
• Population trend: A loss of roughly 0.4% between 2020 and 2023.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: roughly 62% of Nebraska places rank below Bancroft.
• Density: the Census land area of 0.4 sq mi holds about 1,332 people per square mile.
• Land area rank: Bancroft's 0.4 square miles rank 295th of 527 places in Nebraska.
• State population share: Bancroft accounts for about 0.0% of everyone in Nebraska.
• National rank: Bancroft is 13,225th of 19,457 places nationwide.
• Growth in Nebraska: Bancroft stands 241st by percentage change from 2020 to 2023, among 527 places.
• Against the state trend: Bancroft's 0.4% change compares with a Nebraska average of -0.6% across its 527 places.
• Density rank: Bancroft places 110th among Nebraska's places by people per square mile.
• Density vs Nebraska: Bancroft's 1,332 people per square mile compare with a state median of 830.
• Location: it lies at 42.0104, -96.5735 in the Census Gazetteer.
• Nearest larger cities: Lyons (7 mi); Pender (10 mi); Walthill (10 mi); Oakland (13 mi); Beemer (13 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Rosalie (4 mi); Thurston (13 mi); Decatur (17 mi).
• Smaller places within 50 miles: 54 of them.
• Larger places within 100 miles: 204.

The geography behind Bancroft

Bancroft's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. With 493 residents, the land area yields roughly 1,332 people per square mile. The largest place in Nebraska, Omaha, lies about 58 miles away. A 50-mile radius around Bancroft takes in 51 places that are larger. Within the same 50 miles lie 54 smaller Census places.

Inside a Bancroft personal loan

Most loans made to Bancroft's 493 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Bancroft loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Bancroft loan is knowable in advance — unlike a revolving card balance.

How Bancroft compares across Nebraska

Bancroft is the 199th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Bancroft stands 241st among Nebraska's 527 places — roughly the 54th percentile. Its roughly 1,332 residents per square mile place it 110th among Nebraska's places. By land area, its 0.4 square miles rank 295th of 527 places in Nebraska.

The Nebraska lending rules that reach Bancroft

Below are the Nebraska rules that apply to a loan made in Bancroft, each with the regulator that issued it.

What is available to Bancroft borrowers

At roughly 1,332 people per square mile, Bancroft is moderately settled; 51 larger places lie within 50 miles. Whether Bancroft has a local branch or not, a Nebraska-licensed lender can serve its 493 people online on the same terms. For a larger market, the closest option is Lyons, NE about 7 miles away.