Personal loans in Wallsburg, UT
With 296 residents, Wallsburg outranks about 13% of the communities in Utah. Two households in Wallsburg with comparable incomes can still be offered different rates; the city's 296 residents are not the reason.
Wallsburg added about 2.4% to its population between the 2020 base and the 2023 estimate. Judge Wallsburg offers on total cost, not on how quickly the money arrives. A single loan can carry different costs on either side of a state line, and Wallsburg sits on the Utah side of that line. Borrowers who want a bigger city can look to Daniel, UT about 6 miles away.
Wallsburg: the sourced local profile
Set out below is Wallsburg's local context next to the state-level rules that reach every lender here.
- Population: 296 residents; Wallsburg is the 221st-largest of 255 places in Utah (US Census Bureau, Vintage 2023).
- Population trend: Up about 2.4% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 7 residents.
- Size percentile: Wallsburg sits ahead of around 13% of Utah places, at 296 people.
- Land and density: 0.6 square miles of land carry roughly 474 residents per square mile.
- Land area: Wallsburg covers 0.6 square miles, the 242nd-largest area among Utah's 255 places.
- Share of Utah: Wallsburg holds about 0.0% of the state's population, some 296 people.
- National rank: Wallsburg is the 15,170th most populous of the 19,457 Census places covered here.
- Growth rank: Wallsburg ranks 168th among Utah's 255 places for the 2020-to-2023 change.
- Against the state trend: Wallsburg's 2.4% change compares with a Utah average of +5.3% across its 255 places.
- Density in Utah: Wallsburg ranks 155th by people per square mile.
- Density vs Utah: Wallsburg's 474 people per square mile compare with a state median of 705.
- Location: 40.3869, -111.4195 (US Census Bureau Gazetteer).
- Nearest larger cities: Daniel (6 mi); Charleston (6 mi); Midway (10 mi); Heber (11 mi); Provo (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Independence (7 mi); Interlaken (11 mi); Alta (17 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 6 of them.
- Within 100 miles: 157 places are larger than Wallsburg.
Lender access in Wallsburg
Wallsburg is a lightly settled community of about 296 people, with 69 larger places inside a 50-mile radius. A Utah licence lets a lender serve Wallsburg without a local office, so branch density does not change what its 296 residents are offered. For a larger market, the closest option is Daniel, UT about 6 miles away.
Utah consumer-lending rules applied in Wallsburg
When Utah does not publish a figure, the row links to the source instead of inventing a number; Wallsburg is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
The geography behind Wallsburg
The Census Gazetteer records about 0.6 square miles of land within Wallsburg, with no significant water area listed. The resulting density is about 474 people per square mile. Salt Lake City, the largest place in Utah, is about 38 miles from Wallsburg. Within 50 miles of Wallsburg there are 69 larger Census places. By land area it ranks 242nd of 255 Utah places.
Wallsburg against the rest of Utah
Set beside Utah's 255 places, Wallsburg ranks 221st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 168th of 255 Utah places, putting it near the 34th percentile for growth. By density, at about 474 people per square mile, it ranks 155th in Utah. The population moved by about 7 people between 2020 and 2023, a 2.4% shift.
How personal loans work in Wallsburg
A Wallsburg personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 296 residents. A lender serving Wallsburg's 296 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Wallsburg decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Daniel, UT — population 857
- Charleston, UT — population 411
- Independence, UT — population 112
- Midway, UT — population 6,076
- Heber, UT — population 18,533
- Interlaken, UT — population 158
- Hideout, UT — population 1,398
- Francis, UT — population 1,809