Personal loans in Daniel, UT
Consumer lending that reaches Daniel's 857 residents is governed by Utah statute; no city ordinance changes it. An estimated 857 people make their home in Daniel, a figure that ranks 166th in Utah.
Daniel counts about 857 people, and what is genuinely local about borrowing here is limited — Utah law does the governing. The 2020 count to the 2023 estimate shows about 6.3% decline in Daniel. Work out your debt-to-income ratio first; lenders weigh it heavily, and Daniel's 857 residents are no exception. The nearest larger city is Midway, UT about 5 miles away.
Daniel: population, trend and location
The figures below are Daniel's own — Census population, land area and coordinates — followed by the Utah rules.
- Population: 857 residents; Daniel is the 166th-largest of 255 places in Utah (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 6.3% across the 2020-to-2023 comparison.
- Absolute change: 58 residents lost between 2020 and 2023.
- Size percentile: roughly 35% of Utah's places have fewer residents than Daniel's 857.
- Population density: about 261 people per square mile (Census land area 3.3 sq mi).
- By land area: Daniel ranks 162nd among Utah's 255 places, at 3.3 sq mi.
- Within Utah: about 0.0% of the state's population lives in Daniel.
- National standing: Daniel ranks 10,882nd of 19,457 US places.
- Growth rank: Daniel ranks 253rd among Utah's 255 places for the 2020-to-2023 change.
- Against the state trend: Daniel's 6.3% change compares with a Utah average of +5.3% across its 255 places.
- Density in Utah: Daniel ranks 186th by people per square mile.
- Against the state median: Daniel runs about 261 residents per square mile, where the Utah median is 705.
- Location: it lies at 40.4667, -111.4095 in the Census Gazetteer.
- Nearest larger cities: Midway (5 mi); Heber (5 mi); Francis (12 mi); Hideout (12 mi); Park City (14 mi). Online lenders reach Daniel no matter how far the nearest branch is.
- Smaller towns nearby: Charleston (3 mi); Wallsburg (6 mi); Interlaken (6 mi).
- Smaller neighbours: 11 places smaller than Daniel sit within 50 miles.
- Larger places within 100 miles: 135.
How Utah law applies in Daniel
For the roughly 857 residents of Daniel, the rules below are Utah's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
Daniel on the map
Daniel covers about 3.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 261 residents per square mile. The state's population centre of gravity, Salt Lake City, is roughly 35 miles away. A 50-mile radius around Daniel takes in 63 places that are larger. Within the same 50 miles lie 11 smaller Census places.
The anatomy of a Daniel personal loan
Most loans made to Daniel's 857 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Daniel's rank of 166th in Utah: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Daniel loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What is available to Daniel borrowers
Daniel is lightly settled, with about 261 people per square mile and 63 larger places within 50 miles. Distance to a branch rarely matters for Daniel's 857 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Midway, UT about 5 miles away.
Daniel against the rest of Utah
Daniel is the 166th-largest of 255 Census places in Utah and contains about 0.0% of the state's people. For population change between 2020 and 2023, Daniel ranks 253rd of 255 in Utah (about the 1th percentile). By density, at about 261 people per square mile, it ranks 186th in Utah. Within 50 miles sit 11 smaller Census places, alongside the 63 that are larger.
Common questions
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Nearby places
- Charleston, UT — population 411
- Heber, UT — population 18,533
- Wallsburg, UT — population 296
- Midway, UT — population 6,076
- Interlaken, UT — population 158
- Independence, UT — population 112
- Hideout, UT — population 1,398
- Francis, UT — population 1,809