Personal loans in Waldorf, MN

To lend to Waldorf's 202 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it. With an estimated 202 residents, Waldorf is the 653rd-largest of 853 places in Minnesota. Compare APR, not the interest rate, because the APR folds in most fees on a Waldorf loan. A 2020-to-2023 comparison shows Waldorf down by about 0.5%. The closest larger place is Pemberton, MN about 7 miles away.

Waldorf: population, trend and location

Waldorf is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 202 residents in Waldorf (Vintage 2023 subcounty estimate), the 653rd-largest figure among Minnesota's 853 places.
• Population trend: A loss of roughly 0.5% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: roughly 23% of Minnesota's places have fewer residents than Waldorf's 202.
• Land and density: 0.4 square miles of land carry roughly 533 residents per square mile.
• Land area rank: Waldorf's 0.4 square miles rank 745th of 853 places in Minnesota.
• Share of state population: Waldorf's 202 residents are about 0.0% of Minnesota.
• Nationally: Waldorf is the 16,473rd-largest of 19,457 Census places in the dataset.
• Growth rank: Waldorf ranks 394th among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Waldorf moved 0.5%.
• Density rank: Waldorf is the 461st most densely settled place in Minnesota.
• Against the state median: Waldorf runs about 533 residents per square mile, where the Minnesota median is 607.
• Location: 43.9331, -93.6976 (Census Gazetteer coordinates).
• Nearest larger cities: Pemberton (7 mi); Minnesota Lake (9 mi); New Richland (10 mi); Mapleton (13 mi); Janesville (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Easton (15 mi); Manchester (19 mi); Delavan (20 mi), each with its own Census population profile.
• Smaller neighbours: 18 places smaller than Waldorf sit within 50 miles.
• Larger places within 100 miles: 453.

Where Waldorf sits

Inside Waldorf's boundaries lie about 0.4 square miles of land, with no significant water area recorded. That land carries about 533 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 74 miles. Waldorf has 91 larger places within a 50-mile radius. Within the same 50 miles lie 18 smaller Census places.

Waldorf against the rest of Minnesota

Within Minnesota, Waldorf holds roughly 0.0% of all residents, the 653rd-largest share among 853 places. Its 2020-to-2023 change ranks 394th of 853 Minnesota places, putting it near the 54th percentile for growth. At about 533 people per square mile, Waldorf is the 461st most densely settled place in Minnesota. Within 50 miles sit 18 smaller Census places, alongside the 91 that are larger.

Inside a Waldorf personal loan

In Waldorf, a small community of about 202, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Waldorf can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Waldorf loan but raises total interest, so the smallest payment is not the cheapest loan.

The Minnesota lending rules that reach Waldorf

This table holds the Minnesota rate and licensing rules for consumer loans made to Waldorf's 202 residents.

A pre-application checklist for Waldorf

Before you apply in Waldorf, a community of about 202, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Decide the purpose and how you will repay it before approaching any lender.

In Waldorf as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 202 residents.