Personal loans in Wakeman, OH

Population in Wakeman climbed about 1.8% over the three years from 2020 to 2023. Decide the purpose of the loan and your repayment plan before sharing any details with a Wakeman lender. The closest larger place is Oberlin, OH about 10 miles away. State law, not city hall, decides what a lender may do to Wakeman's roughly 1,010 residents, and a state regulator supervises it.

Where Wakeman stands

Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.

• Population: 1,010 people, a figure that places Wakeman 521st among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 1.8%.
• Change in people: the 2020-to-2023 comparison is a gain of about 18 residents.
• Size percentile: with 1,010 residents, Wakeman is larger than about 44% of Ohio's Census places.
• Density: the Census land area of 0.8 sq mi holds about 1,224 people per square mile.
• Land area: Wakeman covers 0.8 square miles, the 575th-largest area among Ohio's 924 places.
• Water area: Wakeman has 0.02 square miles of water, ranking 298th of 924 places in Ohio.
• State population share: Wakeman accounts for about 0.0% of everyone in Ohio.
• National rank: Wakeman sits 10,156th by population among the 19,457 places in this dataset.
• Growth in Ohio: Wakeman stands 91st by percentage change from 2020 to 2023, among 924 places.
• Against the state trend: Wakeman's 1.8% change compares with a Ohio average of +0.9% across its 924 places.
• Density rank: Wakeman is the 494th most densely settled place in Ohio.
• Density vs Ohio: Wakeman's 1,224 people per square mile compare with a state median of 1,289.
• Location: 41.2532, -82.4027 (Census Gazetteer coordinates).
• Nearest larger cities: Oberlin (10 mi); Milan (11 mi); Norwalk (11 mi); South Amherst (11 mi); Wellington (12 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Kipton (5 mi); Berlin Heights (7 mi); Rochester (10 mi), each with its own Census population profile.
• Smaller neighbours: 50 places smaller than Wakeman sit within 50 miles.
• Within 100 miles: 385 places are larger than Wakeman.

Wakeman in state context

Among Ohio's 924 places, Wakeman sits at 521st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Wakeman ranks 91st of 924 in Ohio (about the 90th percentile). By density, at about 1,224 people per square mile, it ranks 494th in Ohio. By land area, its 0.8 square miles rank 575th of 924 places in Ohio.

Steps to take before a Wakeman loan

Before you hand your details to a lender in Wakeman, where the population is near 1,010:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Ohio licence with the regulator named above before committing.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Wakeman-specific: the same Ohio licensing and disclosure rules reach all 1,010 residents.

Wakeman: area, density and distance

Wakeman's land area is about 0.8 square miles; a further 0.02 square miles is water. That land carries about 1,224 people per square mile. Columbus, the largest place in Ohio, is about 93 miles from Wakeman. Wakeman has 109 larger places within a 50-mile radius. Within the same 50 miles lie 50 smaller Census places.

Ohio rules behind a Wakeman personal loan

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Wakeman lender must follow.

The anatomy of a Wakeman personal loan

A Wakeman personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,010 residents. The APR tracks your credit score rather than Wakeman's rank of 521st in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Wakeman loan but raises total interest, so the smallest payment is not the cheapest loan.