Personal loans in Kipton, OH

Kipton shed about 1.4% of its population between the 2020 base and the 2023 estimate. For the 207 people in Kipton, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Kipton loan. The closest larger place is Oberlin, OH about 5 miles away.

Local context for Kipton

Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.

• Population: the Census counts 207 residents in Kipton (Vintage 2023 subcounty estimate), the 824th-largest figure among Ohio's 924 places.
• Population trend: A decline of about 1.4% across the 2020-to-2023 comparison.
• People gained or lost: about 3 fewer since the 2020 base.
• Size percentile: about 11% of Ohio communities are smaller than Kipton (207 residents).
• Land and density: 0.4 square miles of land carry roughly 470 residents per square mile.
• By land area: Kipton ranks 709th among Ohio's 924 places, at 0.4 sq mi.
• Within Ohio: about 0.0% of the state's population lives in Kipton.
• National rank: Kipton sits 16,369th by population among the 19,457 places in this dataset.
• Growth rank: Kipton ranks 590th among Ohio's 924 places for the 2020-to-2023 change.
• Versus Ohio: the state average change is +0.9%, while Kipton moved 1.4%.
• Density rank: Kipton is the 826th most densely settled place in Ohio.
• Density in context: Kipton's 470 people per square mile sit against a Ohio median of 1,289.
• Location: latitude 41.2666, longitude -82.3043 (Census Gazetteer).
• Nearest larger cities: Oberlin (5 mi); Wakeman (5 mi); South Amherst (7 mi); Wellington (9 mi); Vermilion (10 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Rochester (10 mi); Congress (27 mi); Linndale (31 mi).
• Within a 50-mile radius: 8 smaller Census places.
• Within 100 miles: 547 places are larger than Kipton.

Kipton against the rest of Ohio

Among Ohio's 924 places, Kipton sits at 824th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Kipton ranks 590th of 924 in Ohio (about the 36th percentile). At about 470 people per square mile, Kipton is the 826th most densely settled place in Ohio. The population moved by about 3 people between 2020 and 2023, a 1.4% shift.

The Ohio lending rules that reach Kipton

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Kipton lender must follow.

How a Kipton personal loan is priced

With roughly 207 residents, Kipton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Kipton's rank of 824th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Kipton decides the split between a comfortable payment and the total interest you pay.

What is available to Kipton borrowers

Kipton is a lightly settled community of about 207 people, with 170 larger places inside a 50-mile radius. Lenders licensed in Ohio reach Kipton's 207 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Oberlin, OH about 5 miles away.

Where Kipton sits

Kipton's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. With 207 residents, the land area yields roughly 470 people per square mile. For the state's biggest city, Columbus, the distance is roughly 96 miles. Kipton has 170 larger places within a 50-mile radius. Within the same 50 miles lie 8 smaller Census places.