Personal loans in Wahpeton, IA

Wahpeton: the sourced local profile

Set out below is Wahpeton's local context next to the state-level rules that reach every lender here.

• Population: about 341, ranked 536th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 1.2% between 2020 and 2023.
• People gained or lost: about 4 fewer since the 2020 base.
• Size percentile: about 43% of Iowa's Census places are smaller than Wahpeton.
• Land and density: 1.2 square miles of land carry roughly 285 residents per square mile.
• By land area: Wahpeton ranks 320th among Iowa's 940 places, at 1.2 sq mi.
• Water: Wahpeton holds about 0.03 square miles, the 118th-largest water area in Iowa.
• State share: roughly 0.0% of Iowa's residents live in Wahpeton (341 people).
• National rank: Wahpeton is 14,671st of 19,457 places nationwide.
• Growth rank: Wahpeton ranks 456th among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Wahpeton's 1.2%.
• Density in Iowa: Wahpeton ranks 746th by people per square mile.
• Against the state median: Wahpeton runs about 285 residents per square mile, where the Iowa median is 672.
• Location: 43.3695, -95.1759 (Census Gazetteer coordinates).
• Nearest larger cities: Arnolds Park (2 mi); Milford (2 mi); Okoboji (2 mi); Spirit Lake (5 mi); Orleans (7 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: West Okoboji (2 mi); Fostoria (9 mi); Terril (11 mi).
• Smaller places within 50 miles: 55 of them.
• At 100 miles: 262 larger Census places fall inside that radius.

How Iowa law applies in Wahpeton

Iowa has no separate rate rule for Wahpeton; the sourced rows below are what reach every lender that serves its 341 people.

Wahpeton in state context

Within Iowa, Wahpeton holds roughly 0.0% of all residents, the 536th-largest share among 940 places. For population change between 2020 and 2023, Wahpeton ranks 456th of 940 in Iowa (about the 51th percentile). By density, at about 285 people per square mile, it ranks 746th in Iowa. Between 2020 and 2023 the count changed by roughly 4 residents.

What shapes a Wahpeton personal loan

With roughly 341 residents, Wahpeton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Wahpeton's 341 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Wahpeton decides the split between a comfortable payment and the total interest you pay.

Land, water and location for Wahpeton

Wahpeton covers about 1.2 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 285 residents per square mile. Des Moines, the largest place in Iowa, is about 148 miles from Wahpeton. Counting outward 50 miles, 62 larger communities surround Wahpeton. The 100-mile radius contains 262 larger places.

Getting a loan in Wahpeton

With about 285 residents per square mile, Wahpeton is lightly settled, and 62 larger Census places sit within 50 miles. Whether Wahpeton has a local branch or not, a Iowa-licensed lender can serve its 341 people online on the same terms. The nearest bigger place is Arnolds Park, IA about 2 miles away.