Personal loans in Lake Park, IA

The 2020 count to the 2023 estimate shows about 0.9% decline in Lake Park. Consumer lending that reaches Lake Park's 1,158 residents is governed by Iowa statute; no city ordinance changes it. Read the disclosure for an origination fee and any prepayment penalty before signing in Lake Park. The closest larger city is Spirit Lake, IA about 11 miles away.

Borrowing in Lake Park: the local picture

What follows is Lake Park's place in the Census record, alongside the Iowa rules that govern a personal loan made here.

• Population: an estimated 1,158 residents, 247th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 0.9% between 2020 and 2023.
• People gained or lost: about 11 fewer since the 2020 base.
• Size percentile: Lake Park sits ahead of around 74% of Iowa places, at 1,158 people.
• Density: roughly 734 residents per square mile, spread over 1.6 sq mi of land.
• By land area: Lake Park ranks 256th among Iowa's 940 places, at 1.6 sq mi.
• Water: Lake Park holds about 0.07 square miles, the 63rd-largest water area in Iowa.
• Share of state population: Lake Park's 1,158 residents are about 0.0% of Iowa.
• National rank: Lake Park sits 9,682nd by population among the 19,457 places in this dataset.
• Growth rank: Lake Park's 2020-to-2023 change ranks 413th of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Lake Park moved 0.9%.
• Density in Iowa: Lake Park ranks 430th by people per square mile.
• Density in context: Lake Park's 734 people per square mile sit against a Iowa median of 672.
• Location: latitude 43.4469, longitude -95.3249 (Census Gazetteer).
• Nearest larger cities: Spirit Lake (11 mi); Arnolds Park (12 mi); Milford (12 mi); Lakefield (18 mi); Worthington (19 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Harris (6 mi); Wahpeton (9 mi); Round Lake (10 mi).
• Within a 50-mile radius: 92 smaller Census places.
• Larger places within 100 miles: 110.

Lake Park on the map

The Census Gazetteer records 1.6 square miles of land and 0.07 square miles of water within Lake Park. With 1,158 residents, the land area yields roughly 734 people per square mile. The largest place in Iowa, Des Moines, lies about 156 miles away. Counting outward 50 miles, 28 larger communities surround Lake Park. By land area it ranks 256th of 940 Iowa places.

Lake Park in state context

Set beside Iowa's 940 places, Lake Park ranks 247th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Lake Park stands 413th among Iowa's 940 places — roughly the 56th percentile. At about 734 people per square mile, Lake Park is the 430th most densely settled place in Iowa. In land area, Lake Park ranks 256th among Iowa's 940 places.

Iowa consumer-lending rules applied in Lake Park

This table holds the Iowa rate and licensing rules for consumer loans made to Lake Park's 1,158 residents.

A pre-application checklist for Lake Park

Complete these steps first when you borrow in Lake Park (1,158 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's Iowa licence with the regulator listed on this page.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Iowa; what changes is your credit file, not the fact that Lake Park holds 1,158 people.

How lenders reach Lake Park

Lake Park is a moderately settled community of about 1,158 people, with 28 larger places inside a 50-mile radius. Whether Lake Park has a local branch or not, a Iowa-licensed lender can serve its 1,158 people online on the same terms. The nearest larger city, Spirit Lake, IA about 11 miles away.