Personal loans in Village of Clarkston, MI
Village of Clarkston is home to roughly 909 people and stands 368th by size out of 533 Census places in Michigan.
Village of Clarkston is a small community of about 909 residents, and a personal loan taken out here is governed by Michigan statute. Begin with the payment, then weigh APR and total interest across the lenders that reach Village of Clarkston's 909 residents. Which products a lender may offer to Village of Clarkston's 909 residents follows from the Michigan consumer-lending framework. A 2020-to-2023 comparison shows Village of Clarkston down by about 2.0%. The closest larger city is Ortonville, MI about 8 miles away.
Where Village of Clarkston stands
Here is the sourced Census picture for Village of Clarkston, plus the Michigan lending rules that apply to a loan taken out here.
- Population: about 909 people live here, which puts Village of Clarkston 368th of 533 Census places in Michigan (Vintage 2023).
- Population trend: A loss of roughly 2.0% between 2020 and 2023.
- People gained or lost: about 19 fewer since the 2020 base.
- Size percentile: about 31% of Michigan communities are smaller than Village of Clarkston (909 residents).
- Density: roughly 2,052 residents per square mile, spread over 0.4 sq mi of land.
- Land area: Village of Clarkston covers 0.4 square miles, the 516th-largest area among Michigan's 533 places.
- Water area: Village of Clarkston has 0.08 square miles of water, ranking 188th of 533 places in Michigan.
- Share of Michigan: Village of Clarkston holds about 0.0% of the state's population, some 909 people.
- National rank: Village of Clarkston sits 10,652nd by population among the 19,457 places in this dataset.
- Growth rank: Village of Clarkston's 2020-to-2023 change ranks 458th of 533 places in Michigan.
- Versus Michigan: the state average change is -0.3%, while Village of Clarkston moved 2.0%.
- Density rank: Village of Clarkston places 116th among Michigan's places by people per square mile.
- Density in context: Village of Clarkston's 2,052 people per square mile sit against a Michigan median of 1,078.
- Location: 42.7321, -83.4211 (US Census Bureau Gazetteer).
- Nearest larger cities: Ortonville (8 mi); Pontiac (9 mi); Sylvan Lake (9 mi); Keego Harbor (9 mi); Lake Orion (10 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Lake Angelus (6 mi); Metamora (16 mi); Leonard (17 mi).
- Smaller places within 50 miles: 21 of them.
- At 100 miles: 261 larger Census places fall inside that radius.
What Michigan law requires in Village of Clarkston
For the roughly 909 residents of Village of Clarkston, the rules below are Michigan's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
Where Village of Clarkston sits in Michigan
Against Michigan's other places, Village of Clarkston accounts for about 0.0% of the state's population and ranks 368th of 533 by size. On the 2020-to-2023 trend, Village of Clarkston stands 458th among Michigan's 533 places — roughly the 14th percentile. At about 2,052 people per square mile, Village of Clarkston is the 116th most densely settled place in Michigan. By land area, its 0.4 square miles rank 516th of 533 places in Michigan.
Lender access in Village of Clarkston
Village of Clarkston is fairly dense, with about 2,052 people per square mile and 136 larger places within 50 miles. Whether Village of Clarkston has a local branch or not, a Michigan-licensed lender can serve its 909 people online on the same terms. The nearest bigger place is Ortonville, MI about 8 miles away.
Inside a Village of Clarkston personal loan
A Village of Clarkston personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 909 residents. A lender serving Village of Clarkston's 909 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Village of Clarkston loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The geography behind Village of Clarkston
Village of Clarkston's land area is about 0.4 square miles; a further 0.08 square miles is water. The resulting density is about 2,052 people per square mile. For the state's biggest city, Detroit, the distance is roughly 29 miles. A 50-mile radius around Village of Clarkston takes in 136 places that are larger. Within the same 50 miles lie 21 smaller Census places.
Common questions
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Nearby places
- Lake Angelus, MI — population 288
- Ortonville, MI — population 1,331
- Sylvan Lake, MI — population 1,702
- Keego Harbor, MI — population 2,729
- Orchard Lake Village, MI — population 2,206
- Pontiac, MI — population 61,689
- Lake Orion, MI — population 2,832
- Auburn Hills, MI — population 25,597