Personal loans in Keego Harbor, MI
With 2,729 residents, Keego Harbor outranks about 60% of the communities in Michigan. Keego Harbor is a small community in Michigan, with an estimated 2,729 residents, and every licensed lender here follows the same state rulebook.
A 2020-to-2023 comparison shows Keego Harbor down by about 1.4%. Judge Keego Harbor offers on total cost, not on how quickly the money arrives. Lenders active in Keego Harbor report to a Michigan supervisor, identified in the sourced rows below. For a bigger market, look to Pontiac, MI about 4 miles away.
Keego Harbor by the numbers
Read the local figures below as context; read the sourced Michigan table as the rulebook a lender here must follow.
- Population: an estimated 2,729 residents, 213th of 533 places in Michigan (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 1.4%.
- Net change: roughly 39 fewer people than the 2020 Census counted.
- Size percentile: about 60% of Michigan's Census places are smaller than Keego Harbor.
- Density: roughly 5,513 residents per square mile, spread over 0.5 sq mi of land.
- By land area: Keego Harbor ranks 512th among Michigan's 533 places, at 0.5 sq mi.
- Water area rank: Keego Harbor ranks 195th among Michigan's 533 places, with 0.07 sq mi.
- Share of Michigan: Keego Harbor holds about 0.1% of the state's population, some 2,729 people.
- National rank: Keego Harbor sits 6,582nd by population among the 19,457 places in this dataset.
- Growth in Michigan: Keego Harbor stands 372nd by percentage change from 2020 to 2023, among 533 places.
- Versus Michigan: the state average change is -0.3%, while Keego Harbor moved 1.4%.
- Density in Michigan: Keego Harbor ranks 7th by people per square mile.
- Against the state median: Keego Harbor runs about 5,513 residents per square mile, where the Michigan median is 1,078.
- Location: it lies at 42.6083, -83.3458 in the Census Gazetteer.
- Nearest larger cities: Pontiac (4 mi); Bloomfield Hills (5 mi); Franklin (7 mi); Auburn Hills (7 mi); Birmingham (8 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Sylvan Lake (1 mi); Orchard Lake Village (2 mi); Lake Angelus (6 mi).
- Smaller places within 50 miles: 48 of them.
- At 100 miles: 168 larger Census places fall inside that radius.
Keego Harbor's place among Michigan's 533 places
Within Michigan, Keego Harbor holds roughly 0.1% of all residents, the 213th-largest share among 533 places. Its 2020-to-2023 change ranks 372nd of 533 Michigan places, putting it near the 30th percentile for growth. By density, at about 5,513 people per square mile, it ranks 7th in Michigan. The population moved by about 39 people between 2020 and 2023, a 1.4% shift.
Keego Harbor on the map
Keego Harbor's land area is about 0.5 square miles; a further 0.07 square miles is water. The resulting density is about 5,513 people per square mile. Detroit, the largest place in Michigan, is about 20 miles from Keego Harbor. Within 50 miles of Keego Harbor there are 107 larger Census places. By land area it ranks 512th of 533 Michigan places.
How Michigan law applies in Keego Harbor
For the roughly 2,729 residents of Keego Harbor, the rules below are Michigan's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the commissioner to make regulated loans (Regulatory Loan Act, MCL 493.1 et seq.) Source says: "a person shall not engage in the business of making loans of money ... without first obtaining a license from the commissioner" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
Borrowing reach in Keego Harbor
At roughly 5,513 people per square mile, Keego Harbor is densely built; 107 larger places lie within 50 miles. Whether Keego Harbor has a local branch or not, a Michigan-licensed lender can serve its 2,729 people online on the same terms. The nearest larger city, Pontiac, MI about 4 miles away.
The anatomy of a Keego Harbor personal loan
In Keego Harbor, a small community of about 2,729, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Keego Harbor can be quoted different APRs on the same amount and term. The term you choose in Keego Harbor decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Sylvan Lake, MI — population 1,702
- Orchard Lake Village, MI — population 2,206
- Pontiac, MI — population 61,689
- Lake Angelus, MI — population 288
- Franklin, MI — population 3,121
- Bloomfield Hills, MI — population 4,377
- Bingham Farms, MI — population 1,085
- Auburn Hills, MI — population 25,597