Personal loans in Verdel, NE

The nearest larger metro is Niobrara, NE about 9 miles away. A 2020-to-2023 comparison shows Verdel down by about 2.5%. When Nebraska caps or restricts a product, lenders either change the terms or withdraw it from Verdel as from the rest of the state. Judge Verdel offers on total cost, not on how quickly the money arrives.

The Verdel data picture

Two layers matter for a Verdel borrower: the local population picture and Nebraska's consumer-lending statutes.

• Population: 39 people, a figure that places Verdel 494th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.5% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: Verdel sits ahead of around 6% of Nebraska places, at 39 people.
• Population density: about 225 people per square mile (Census land area 0.2 sq mi).
• Land area rank: Verdel's 0.2 square miles rank 446th of 527 places in Nebraska.
• Share of state population: Verdel's 39 residents are about 0.0% of Nebraska.
• National rank: Verdel is the 19,125th most populous of the 19,457 Census places covered here.
• Growth rank: Verdel ranks 409th among Nebraska's 527 places for the 2020-to-2023 change.
• State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Verdel's 2.5%.
• Density rank: Verdel is the 474th most densely settled place in Nebraska.
• Density vs Nebraska: Verdel's 225 people per square mile compare with a state median of 830.
• Location: latitude 42.8114, longitude -98.1933 (Census Gazetteer).
• Nearest larger cities: Niobrara (9 mi); Lynch (14 mi); Avon (15 mi); Springfield (15 mi); Dante (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Gross (21 mi); Bazile Mills (25 mi); Anoka (33 mi).
• Within a 50-mile radius: 4 smaller Census places.
• Within 100 miles: 218 places are larger than Verdel.

Which Nebraska laws govern a loan in Verdel

The rows below set out what a licensed lender must follow in Nebraska, and so for Verdel's roughly 39 residents.

Lender access in Verdel

Verdel is a lightly settled community of about 39 people, with 57 larger places inside a 50-mile radius. Distance to a branch rarely matters for Verdel's 39 residents: the application is online and the price follows your credit file. The nearest larger city, Niobrara, NE about 9 miles away.

The anatomy of a Verdel personal loan

Verdel is a small community of about 39 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Verdel lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Verdel loan but raises total interest, so the smallest payment is not the cheapest loan.

Verdel against the rest of Nebraska

Verdel is the 494th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. For population change between 2020 and 2023, Verdel ranks 409th of 527 in Nebraska (about the 22th percentile). Its roughly 225 residents per square mile place it 474th among Nebraska's places. The population moved by about 1 people between 2020 and 2023, a 2.5% shift.

Verdel: area, density and distance

Verdel covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 39 residents, the land area yields roughly 225 people per square mile. The largest place in Nebraska, Omaha, lies about 153 miles away. Verdel has 57 larger places within a 50-mile radius. Within the same 50 miles lie 4 smaller Census places.