Personal loans in Dante, SD
Dante shed about 1.4% of its population between the 2020 base and the 2023 estimate. Dante counts about 68 people, and what is genuinely local about borrowing here is limited — South Dakota law does the governing.
The Census counts 68 people in Dante, the 251st-largest figure among South Dakota's 309 places. The nearest larger metro is Wagner, SD about 6 miles away. State law, not city hall, decides what a lender may do to Dante's roughly 68 residents, and a state regulator supervises it. For a community of about 68, the practical step is to compare APR across at least three lenders before committing.
Local context for Dante
Dante is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 68 — Dante ranks 251st of 309 communities in South Dakota (US Census Bureau, Vintage 2023).
- Population trend: Down about 1.4% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: about 19% of South Dakota's Census places are smaller than Dante.
- Density: the Census land area of 0.5 sq mi holds about 136 people per square mile.
- Land area rank: Dante's 0.5 square miles rank 182nd of 309 places in South Dakota.
- Share of state population: Dante's 68 residents are about 0.0% of South Dakota.
- Nationally: Dante is the 18,681st-largest of 19,457 Census places in the dataset.
- Growth rank: Dante's 2020-to-2023 change ranks 222nd of 309 places in South Dakota.
- State comparison: South Dakota's places average +0.9% for 2020-to-2023, against Dante's 1.4%.
- Density in South Dakota: Dante ranks 265th by people per square mile.
- Density in context: Dante's 136 people per square mile sit against a South Dakota median of 581.
- Location: latitude 43.0400, longitude -98.1855 (Census Gazetteer).
- Nearest larger cities: Wagner (6 mi); Avon (7 mi); Ravinia (14 mi); Delmont (16 mi); Tyndall (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Verdel (16 mi); Gross (20 mi); Bristow (24 mi), each with its own Census population profile.
- Within a 50-mile radius: 8 smaller Census places.
- Larger places within 100 miles: 200.
South Dakota consumer-lending rules applied in Dante
When South Dakota does not publish a figure, the row links to the source instead of inventing a number; Dante is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Dakota Division of Banking (Department of Labor and Regulation) Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Payday lending status | Legal for licensed money lenders (including payday and title lenders) but capped at 36% APR including all fees and charges; violations are a Class 1 misdemeanor and loans are void. Source says: "no licensee may contract for or receive finance charges pursuant to a loan in excess of an annual rate of thirty-six percent" (SDCL 54-4-44); "A violation of this section is a Class 1 misdemeanor. Any loan made in violation of this section is void and uncollectible" (54-4-44). | South Dakota Legislature (South Dakota Codified Laws) as of 2026-09-16 |
| Small-loan / installment lender licensing | Money Lender license (SDCL ch. 54-4) required for anyone lending money or creating/holding/purchasing retail installment contracts; payday and title lenders are licensed as money lenders. Source says: "to be a Money Lender and subject to the licensing requirements of South Dakota Codified Laws (SDCL) Chapter 54-4"; "Payday and title lenders are also licensed as Money Lenders under SDCL Chapter 54-4." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
The Dante borrowing checklist
A sensible order of operations for a loan in Dante, home to about 68 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the South Dakota licence with the regulator named above before committing.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
In Dante as elsewhere in South Dakota, the written terms — not the advertisement — are what count for its 68 residents.
What is available to Dante borrowers
Dante is a lightly settled community of about 68 people, with 52 larger places inside a 50-mile radius. Distance to a branch rarely matters for Dante's 68 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Wagner, SD about 6 miles away.
Dante: area, density and distance
Inside Dante's boundaries lie about 0.5 square miles of land, with no significant water area recorded. With 68 residents, the land area yields roughly 136 people per square mile. For the state's biggest city, Sioux Falls, the distance is roughly 81 miles. Counting outward 50 miles, 52 larger communities surround Dante. By land area it ranks 182nd of 309 South Dakota places.
Dante in state context
Within South Dakota, Dante holds roughly 0.0% of all residents, the 251st-largest share among 309 places. On the 2020-to-2023 trend, Dante stands 222nd among South Dakota's 309 places — roughly the 28th percentile. By density, at about 136 people per square mile, it ranks 265th in South Dakota. The population moved by about 1 people between 2020 and 2023, a 1.4% shift.
Common questions
What are my options in Dante if my credit is poor?
What loan size can I expect in Dante?
Do I have to pledge anything to borrow in Dante?
Does comparing loans in Dante cost me credit score points?
Nearby places
- Wagner, SD — population 1,426
- Avon, SD — population 595
- Delmont, SD — population 153
- Verdel, NE — population 39
- Ravinia, SD — population 69
- Tripp, SD — population 564
- Armour, SD — population 703
- Tyndall, SD — population 1,075