Personal loans in Varnado, LA
The roughly 321 people who live in Varnado borrow under Louisiana rules; city hall sets no personal-loan rate. Pull your credit reports and line up at least three offers before you apply from Varnado.
Roughly 321 residents live in Varnado, the 239th-largest community in Louisiana. Lenders active in Varnado report to a Louisiana supervisor, identified in the sourced rows below. Varnado lost roughly 1.5% of its population across the 2020-to-2023 comparison. For a bigger market, look to Bogalusa, LA about 8 miles away.
The Varnado data picture
Most of what governs a Varnado loan is written in Louisiana law rather than in the city; the sourced notes below make that split concrete.
- Population: 321 people, a figure that places Varnado 239th among the 302 Census places in Louisiana (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.5% from 2020 to 2023.
- Net change: roughly 5 fewer people than the 2020 Census counted.
- Size percentile: roughly 21% of Louisiana's places have fewer residents than Varnado's 321.
- Land and density: 0.8 square miles of land carry roughly 378 residents per square mile.
- By land area: Varnado ranks 275th among Louisiana's 302 places, at 0.8 sq mi.
- Share of state population: Varnado's 321 residents are about 0.0% of Louisiana.
- National rank: Varnado is the 14,881st most populous of the 19,457 Census places covered here.
- Growth rank: Varnado ranks 94th among Louisiana's 302 places for the 2020-to-2023 change.
- Against the state trend: Varnado's 1.5% change compares with a Louisiana average of -2.1% across its 302 places.
- Density in Louisiana: Varnado ranks 188th by people per square mile.
- Density in context: Varnado's 378 people per square mile sit against a Louisiana median of 534.
- Location: coordinates 30.8953, -89.8319 (US Census Bureau Gazetteer).
- Nearest larger cities: Bogalusa (8 mi); Sun (17 mi); Poplarville (18 mi); Franklinton (19 mi); Lumberton (23 mi). Online lenders reach Varnado no matter how far the nearest branch is.
- Smaller communities close by: Angie (5 mi); Bassfield (42 mi); Seminary (50 mi), each with its own Census population profile.
- Smaller places within 50 miles: 3 of them.
- Larger places within 100 miles: 132.
Inside a Varnado personal loan
Varnado is a small community of about 321 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Varnado can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Varnado loan is knowable in advance — unlike a revolving card balance.
The geography behind Varnado
Inside Varnado's boundaries lie about 0.8 square miles of land, with no significant water area recorded. With 321 residents, the land area yields roughly 378 people per square mile. The state's population centre of gravity, New Orleans, is roughly 58 miles away. A 50-mile radius around Varnado takes in 38 places that are larger. Within the same 50 miles lie 3 smaller Census places.
What Louisiana law requires in Varnado
When Louisiana does not publish a figure, the row links to the source instead of inventing a number; Varnado is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
Where Varnado sits in Louisiana
Set beside Louisiana's 302 places, Varnado ranks 239th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Varnado stands 94th among Louisiana's 302 places — roughly the 69th percentile. At about 378 people per square mile, Varnado is the 188th most densely settled place in Louisiana. By land area, its 0.8 square miles rank 275th of 302 places in Louisiana.
What is available to Varnado borrowers
With about 378 residents per square mile, Varnado is lightly settled, and 38 larger Census places sit within 50 miles. Distance to a branch rarely matters for Varnado's 321 residents: the application is online and the price follows your credit file. The nearest bigger place is Bogalusa, LA about 8 miles away.
Common questions
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Nearby places
- Angie, LA — population 251
- Bogalusa, LA — population 10,343
- Sun, LA — population 402
- Poplarville, MS — population 2,818
- Franklinton, LA — population 3,581
- Columbia, MS — population 5,727
- Tylertown, MS — population 1,471
- Lumberton, MS — population 1,643