Personal loans in Poplarville, MS
Poplarville counts about 2,818 people, and what is genuinely local about borrowing here is limited — Mississippi law does the governing. A single loan can carry different costs on either side of a state line, and Poplarville sits on the Mississippi side of that line. With 2,818 residents, Poplarville outranks about 72% of the communities in Mississippi. Decide the purpose of the loan and your repayment plan before sharing any details with a Poplarville lender. Census figures put the 2020-to-2023 decrease in Poplarville at about 0.4%. Borrowers who want a bigger city can look to Bogalusa, LA about 20 miles away.
Where Poplarville stands
Two layers matter for a Poplarville borrower: the local population picture and Mississippi's consumer-lending statutes.
- Population: a Census-estimated 2,818, 84th among Mississippi's 299 places (Vintage 2023).
- Population trend: A drop of about 0.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 11 residents.
- Size percentile: Poplarville's 2,818 people outrank roughly 72% of the places in Mississippi.
- Population density: about 521 people per square mile (Census land area 5.4 sq mi).
- Land area rank: Poplarville's 5.4 square miles rank 100th of 299 places in Mississippi.
- Water area rank: Poplarville ranks 121st among Mississippi's 299 places, with 0.01 sq mi.
- Within Mississippi: about 0.2% of the state's population lives in Poplarville.
- Nationally: Poplarville is the 6,467th-largest of 19,457 Census places in the dataset.
- Growth in Mississippi: Poplarville stands 68th by percentage change from 2020 to 2023, among 299 places.
- Against the state trend: Poplarville's 0.4% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Poplarville is the 120th most densely settled place in Mississippi.
- Against the state median: Poplarville runs about 521 residents per square mile, where the Mississippi median is 434.
- Location: 30.8397 / -89.5301, per the US Census Bureau Gazetteer.
- Nearest larger cities: Bogalusa (20 mi); Picayune (23 mi); Wiggins (23 mi); Diamondhead (33 mi); Columbia (34 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Lumberton (12 mi); Varnado (18 mi); Angie (19 mi).
- Smaller places within 50 miles: 17 of them.
- Within 100 miles: 58 places are larger than Poplarville.
Before you apply in Poplarville
Before you hand your details to a lender in Poplarville, where the population is near 2,818:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Mississippi licence with the regulator listed on this page.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
In Poplarville as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 2,818 residents.
What shapes a Poplarville personal loan
Poplarville is a small community of about 2,818 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Poplarville. Shortening the term on a Poplarville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How lenders reach Poplarville
With about 521 residents per square mile, Poplarville is moderately settled, and 18 larger Census places sit within 50 miles. Lenders licensed in Mississippi reach Poplarville's 2,818 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Bogalusa, LA about 20 miles away.
Poplarville in state context
Set beside Mississippi's 299 places, Poplarville ranks 84th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Poplarville ranks 68th of 299 in Mississippi (about the 77th percentile). Its roughly 521 residents per square mile place it 120th among Mississippi's places. By land area, its 5.4 square miles rank 100th of 299 places in Mississippi.
What Mississippi law requires in Poplarville
These are Mississippi's sourced lending facts as they reach Poplarville's 2,818 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
Common questions
What are my options in Poplarville if my credit is poor?
What loan size can I expect in Poplarville?
Do I have to pledge anything to borrow in Poplarville?
Does comparing loans in Poplarville cost me credit score points?
Nearby places
- Lumberton, MS — population 1,643
- Varnado, LA — population 321
- Angie, LA — population 251
- Purvis, MS — population 1,943
- Bogalusa, LA — population 10,343
- Picayune, MS — population 11,862
- Wiggins, MS — population 4,259
- Sun, LA — population 402