Personal loans in Poplarville, MS

Poplarville counts about 2,818 people, and what is genuinely local about borrowing here is limited — Mississippi law does the governing. A single loan can carry different costs on either side of a state line, and Poplarville sits on the Mississippi side of that line. With 2,818 residents, Poplarville outranks about 72% of the communities in Mississippi. Decide the purpose of the loan and your repayment plan before sharing any details with a Poplarville lender. Census figures put the 2020-to-2023 decrease in Poplarville at about 0.4%. Borrowers who want a bigger city can look to Bogalusa, LA about 20 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Where Poplarville stands

Two layers matter for a Poplarville borrower: the local population picture and Mississippi's consumer-lending statutes.

Before you apply in Poplarville

Before you hand your details to a lender in Poplarville, where the population is near 2,818:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Verify the lender's Mississippi licence with the regulator listed on this page.
  5. Be clear on what the loan is for and how it gets repaid.
  6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
  7. Check the disclosure for fees that raise the true cost above the quoted rate.

In Poplarville as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 2,818 residents.

What shapes a Poplarville personal loan

Poplarville is a small community of about 2,818 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Poplarville. Shortening the term on a Poplarville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Poplarville

With about 521 residents per square mile, Poplarville is moderately settled, and 18 larger Census places sit within 50 miles. Lenders licensed in Mississippi reach Poplarville's 2,818 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Bogalusa, LA about 20 miles away.

Poplarville in state context

Set beside Mississippi's 299 places, Poplarville ranks 84th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Poplarville ranks 68th of 299 in Mississippi (about the 77th percentile). Its roughly 521 residents per square mile place it 120th among Mississippi's places. By land area, its 5.4 square miles rank 100th of 299 places in Mississippi.

What Mississippi law requires in Poplarville

These are Mississippi's sourced lending facts as they reach Poplarville's 2,818 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Small-loan / installment lender licensingSmall loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105)
Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Poplarville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Poplarville is the same as anywhere in Mississippi.
What loan size can I expect in Poplarville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Poplarville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Poplarville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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