Personal loans in Uniontown, WA
A single loan can carry different costs on either side of a state line, and Uniontown sits on the Washington side of that line.
If you are weighing a personal loan in Uniontown, start from the payment you can carry; its 388 residents face the same statewide rules. About 388 people live in Uniontown, placing it 246th of 281 Census places in Washington. The 2020-to-2023 change in Uniontown is negligible, under a tenth of a percent. Decide the purpose of the loan and your repayment plan before sharing any details with a Uniontown lender. Borrowers who want a bigger city can look to Colton, WA about 3 miles away.
Uniontown by the numbers
Read the local figures below as context; read the sourced Washington table as the rulebook a lender here must follow.
- Population: a Census-estimated 388, 246th among Washington's 281 places (Vintage 2023).
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: about 12% of Washington communities are smaller than Uniontown (388 residents).
- Population density: 420 people per square mile on 0.9 square miles of land.
- By land area: Uniontown ranks 212th among Washington's 281 places, at 0.9 sq mi.
- Share of Washington: Uniontown holds about 0.0% of the state's population, some 388 people.
- National standing: Uniontown ranks 14,219th of 19,457 US places.
- Growth rank: Uniontown's 2020-to-2023 change ranks 180th of 281 places in Washington.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against Uniontown's 0.0%.
- Density rank: Uniontown places 263rd among Washington's places by people per square mile.
- Density vs Washington: Uniontown's 420 people per square mile compare with a state median of 1,518.
- Location: the Census Gazetteer records it at 46.5391, -117.0861.
- Nearest larger cities: Colton (3 mi); Genesee (8 mi); Clarkston (9 mi); Lewiston (11 mi); Moscow (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Kendrick (21 mi); Onaway (28 mi); Reubens (30 mi).
- Smaller places within 50 miles: 13 of them.
- At 100 miles: 84 larger Census places fall inside that radius.
What Washington law requires in Uniontown
Washington has no separate rate rule for Uniontown; the sourced rows below are what reach every lender that serves its 388 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
What shapes a Uniontown personal loan
Uniontown is a small community of about 388 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Uniontown loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Uniontown loan is knowable in advance — unlike a revolving card balance.
Uniontown in state context
Within Washington, Uniontown holds roughly 0.0% of all residents, the 246th-largest share among 281 places. On the 2020-to-2023 trend, Uniontown stands 180th among Washington's 281 places — roughly the 36th percentile. Its roughly 420 residents per square mile place it 263rd among Washington's places. Within 50 miles sit 13 smaller Census places, alongside the 26 that are larger.
Uniontown on the map
Uniontown covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 420 residents per square mile. The state's population centre of gravity, Seattle, is roughly 259 miles away. Within 50 miles of Uniontown there are 26 larger Census places. By land area it ranks 212th of 281 Washington places.
Borrowing reach in Uniontown
Uniontown is a lightly settled community of about 388 people, with 26 larger places inside a 50-mile radius. Lenders licensed in Washington reach Uniontown's 388 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Colton, WA about 3 miles away.
Common questions
What are my options in Uniontown if my credit is poor?
What loan size can I expect in Uniontown?
Do I have to pledge anything to borrow in Uniontown?
Does comparing loans in Uniontown cost me credit score points?
Nearby places
- Colton, WA — population 405
- Clarkston, WA — population 7,242
- Genesee, ID — population 1,075
- Lewiston, ID — population 34,836
- Moscow, ID — population 26,387
- Asotin, WA — population 1,198
- Pullman, WA — population 32,863
- Albion, WA — population 556