Personal loans in Colton, WA

Colton ranks 244th of 281 places in Washington, with a population near 405. Read the disclosure for an origination fee and any prepayment penalty before signing in Colton. Which products a lender may offer to Colton's 405 residents follows from the Washington consumer-lending framework. For a bigger market, look to Genesee, ID about 10 miles away.

Colton by the numbers

What follows is Colton's place in the Census record, alongside the Washington rules that govern a personal loan made here.

• Population: 405 residents; Colton is the 244th-largest of 281 places in Washington (US Census Bureau, Vintage 2023).
• Population trend: About 1.0% above the 2020 Census base.
• Net change: roughly 4 more people than the 2020 Census counted.
• Size percentile: about 13% of Washington communities are smaller than Colton (405 residents).
• Population density: about 656 people per square mile (Census land area 0.6 sq mi).
• By land area: Colton ranks 233rd among Washington's 281 places, at 0.6 sq mi.
• Share of Washington: Colton holds about 0.0% of the state's population, some 405 people.
• National standing: Colton ranks 14,046th of 19,457 US places.
• Growth in Washington: Colton stands 157th by percentage change from 2020 to 2023, among 281 places.
• Versus Washington: the state average change is +2.8%, while Colton moved 1.0%.
• Density rank: Colton places 240th among Washington's places by people per square mile.
• Density in context: Colton's 656 people per square mile sit against a Washington median of 1,518.
• Location: coordinates 46.5675, -117.1284 (US Census Bureau Gazetteer).
• Nearest larger cities: Genesee (10 mi); Clarkston (11 mi); Pullman (12 mi); Moscow (13 mi); Lewiston (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Uniontown (3 mi); Kendrick (22 mi); Onaway (27 mi), each with its own Census population profile.
• Smaller neighbours: 17 places smaller than Colton sit within 50 miles.
• Within 100 miles: 81 places are larger than Colton.

A practical checklist for Colton borrowers

Before you apply in Colton, a community of about 405, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Washington licence with the regulator listed on this page.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

In Colton as elsewhere in Washington, the written terms — not the advertisement — are what count for its 405 residents.

Lender access in Colton

At roughly 656 people per square mile, Colton is moderately settled; 24 larger places lie within 50 miles. Lenders licensed in Washington reach Colton's 405 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Genesee, ID about 10 miles away.

How a Colton personal loan is priced

In Colton, a small community of about 405, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Colton. A longer term lowers the monthly payment on a Colton loan but raises total interest, so the smallest payment is not the cheapest loan.

Colton against the rest of Washington

Within Washington, Colton holds roughly 0.0% of all residents, the 244th-largest share among 281 places. On the 2020-to-2023 trend, Colton stands 157th among Washington's 281 places — roughly the 44th percentile. By density, at about 656 people per square mile, it ranks 240th in Washington. Between 2020 and 2023 the count changed by roughly 4 residents.

The state rulebook for Colton

This table holds the Washington rate and licensing rules for consumer loans made to Colton's 405 residents.