Personal loans in Uintah, UT
Uintah is home to roughly 1,402 people and stands 142nd by size out of 255 Census places in Utah. Uintah is a small community of about 1,402 residents, and a personal loan taken out here is governed by Utah statute.
The 2020 count to the 2023 estimate shows about 3.6% decline in Uintah. Price two or three terms so you can see which payment is truly affordable in Uintah. Which products a lender may offer to Uintah's 1,402 residents follows from the Utah consumer-lending framework. A larger market lies at South Weber, UT about 1 miles away.
Borrowing in Uintah: the local picture
Most of what governs a Uintah loan is written in Utah law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 1,402 residents, 142nd of 255 places in Utah (Census Vintage 2023 subcounty estimate).
- Population trend: About 3.6% below the 2020 Census base.
- Absolute change: 53 residents lost between 2020 and 2023.
- Size percentile: Uintah's 1,402 people outrank roughly 44% of the places in Utah.
- Density: roughly 1,115 residents per square mile, spread over 1.3 sq mi of land.
- Land area: Uintah covers 1.3 square miles, the 210th-largest area among Utah's 255 places.
- Water area rank: Uintah ranks 65th among Utah's 255 places, with 0.01 sq mi.
- State population share: Uintah accounts for about 0.0% of everyone in Utah.
- National rank: Uintah is 8,952nd of 19,457 places nationwide.
- Growth in Utah: Uintah stands 244th by percentage change from 2020 to 2023, among 255 places.
- Versus Utah: the state average change is +5.3%, while Uintah moved 3.6%.
- Density in Utah: Uintah ranks 92nd by people per square mile.
- Against the state median: Uintah runs about 1,115 residents per square mile, where the Utah median is 705.
- Location: latitude 41.1414, longitude -111.9324 (Census Gazetteer).
- Nearest larger cities: South Weber (1 mi); South Ogden (3 mi); Washington Terrace (3 mi); Riverdale (4 mi); Layton (5 mi). Lenders licensed in the state serve Uintah whether or not they keep a local branch.
- Smaller places close by: Huntsville (12 mi); Henefer (25 mi); Mantua (25 mi).
- Smaller neighbours: 19 places smaller than Uintah sit within 50 miles.
- At 100 miles: 107 larger Census places fall inside that radius.
Uintah in state context
Uintah is the 142nd-largest of 255 Census places in Utah and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 244th of 255 Utah places, putting it near the 4th percentile for growth. Its roughly 1,115 residents per square mile place it 92nd among Utah's places. In land area, Uintah ranks 210th among Utah's 255 places.
Getting a loan in Uintah
Uintah is moderately settled, with about 1,115 people per square mile and 77 larger places within 50 miles. What is available to Uintah's 1,402 borrowers is set by Utah licensing and your own credit, not by how many branches are nearby. The nearest larger city, South Weber, UT about 1 miles away.
A pre-application checklist for Uintah
These steps shape the offer you get in Uintah, a place of about 1,402 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Utah regulator's licence list.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Uintah-specific: the same Utah licensing and disclosure rules reach all 1,402 residents.
Uintah on the map
Inside Uintah's boundaries lie roughly 1.3 square miles of land and 0.01 square miles of water. That land carries about 1,115 people per square mile. The largest place in Utah, Salt Lake City, lies about 25 miles away. Counting outward 50 miles, 77 larger communities surround Uintah. Within the same 50 miles lie 19 smaller Census places.
What Utah law requires in Uintah
Utah has no separate rate rule for Uintah; the sourced rows below are what reach every lender that serves its 1,402 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
Common questions
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What loan size can I expect in Uintah?
Do I have to pledge anything to borrow in Uintah?
Does comparing loans in Uintah cost me credit score points?
Nearby places
- South Weber, UT — population 8,105
- South Ogden, UT — population 17,678
- Washington Terrace, UT — population 9,070
- Layton, UT — population 83,516
- Riverdale, UT — population 9,160
- Ogden, UT — population 87,267
- Sunset, UT — population 5,358
- Clearfield, UT — population 34,470