Personal loans in Clearfield, UT

Population in Clearfield climbed about 8.0% over the three years from 2020 to 2023. Judge Clearfield offers on total cost, not on how quickly the money arrives. Borrowers who want a bigger city can look to Syracuse, UT about 3 miles away. A single loan can carry different costs on either side of a state line, and Clearfield sits on the Utah side of that line.

Clearfield: the sourced local profile

Most of what governs a Clearfield loan is written in Utah law rather than in the city; the sourced notes below make that split concrete.

• Population: 34,470 residents; Clearfield is the 32nd-largest of 255 places in Utah (US Census Bureau, Vintage 2023).
• Population trend: Up about 8.0% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 2,567 more since the 2020 base.
• Size percentile: with 34,470 residents, Clearfield is larger than about 87% of Utah's Census places.
• Density: the Census land area of 7.7 sq mi holds about 4,479 people per square mile.
• Land area: Clearfield covers 7.7 square miles, the 95th-largest area among Utah's 255 places.
• Water area: Clearfield has 0.03 square miles of water, ranking 48th of 255 places in Utah.
• State population share: Clearfield accounts for about 1.1% of everyone in Utah.
• National rank: Clearfield sits 1,161st by population among the 19,457 places in this dataset.
• Growth rank: Clearfield's 2020-to-2023 change ranks 59th of 255 places in Utah.
• Versus Utah: the state average change is +5.3%, while Clearfield moved 8.0%.
• Density in Utah: Clearfield ranks 9th by people per square mile.
• Density in context: Clearfield's 4,479 people per square mile sit against a Utah median of 705.
• Location: mapped by the US Census Bureau at 41.0970, -112.0179.
• Nearest larger cities: Syracuse (3 mi); Layton (3 mi); Roy (5 mi); Ogden (9 mi); Bountiful (18 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Sunset (3 mi); Clinton (4 mi); West Point (5 mi).
• Smaller neighbours: 72 places smaller than Clearfield sit within 50 miles.
• At 100 miles: 29 larger Census places fall inside that radius.

Where Clearfield sits in Utah

Clearfield is the 32nd-largest of 255 Census places in Utah and contains about 1.1% of the state's people. On the 2020-to-2023 trend, Clearfield stands 59th among Utah's 255 places — roughly the 77th percentile. Its roughly 4,479 residents per square mile place it 9th among Utah's places. In land area, Clearfield ranks 95th among Utah's 255 places.

Land, water and location for Clearfield

The Census Gazetteer records 7.7 square miles of land and 0.03 square miles of water within Clearfield. The resulting density is about 4,479 people per square mile. For the state's biggest city, Salt Lake City, the distance is roughly 23 miles. Clearfield has 21 larger places within a 50-mile radius. Within the same 50 miles lie 72 smaller Census places.

Steps to take before a Clearfield loan

Before you apply in Clearfield, a community of about 34,470, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Utah regulator's records to confirm the lender is licensed here.
5. Decide the purpose and how you will repay it before approaching any lender.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

What differs between Clearfield and the rest of Utah is not the process but the borrower's own file, among the 34,470 people here.

Borrowing reach in Clearfield

Clearfield is fairly dense, with about 4,479 people per square mile and 21 larger places within 50 miles. What is available to Clearfield's 34,470 borrowers is set by Utah licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Syracuse, UT about 3 miles away.

The Utah lending rules that reach Clearfield

Below are the Utah rules that apply to a loan made in Clearfield, each with the regulator that issued it.