Personal loans in Uehling, NE
Uehling counts about 227 people, and what is genuinely local about borrowing here is limited — Nebraska law does the governing. Roughly 227 residents live in Uehling, the 312th-largest community in Nebraska.
The closest larger place is Oakland, NE about 7 miles away. Census figures put the 2020-to-2023 decrease in Uehling at about 5.4%. Lenders active in Uehling report to a Nebraska supervisor, identified in the sourced rows below. Begin with the payment, then weigh APR and total interest across the lenders that reach Uehling's 227 residents.
The Uehling data picture
The figures below are Uehling's own — Census population, land area and coordinates — followed by the Nebraska rules.
- Population: the Census counts 227 residents in Uehling (Vintage 2023 subcounty estimate), the 312th-largest figure among Nebraska's 527 places.
- Population trend: A drop of about 5.4% from 2020 to 2023.
- Net change: roughly 13 fewer people than the 2020 Census counted.
- Size percentile: Uehling's 227 people outrank roughly 41% of the places in Nebraska.
- Density: roughly 1,013 residents per square mile, spread over 0.2 sq mi of land.
- Land area rank: Uehling's 0.2 square miles rank 408th of 527 places in Nebraska.
- Within Nebraska: about 0.0% of the state's population lives in Uehling.
- National rank: Uehling is 16,069th of 19,457 places nationwide.
- Growth rank: Uehling ranks 513th among Nebraska's 527 places for the 2020-to-2023 change.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Uehling's 5.4%.
- Density rank: Uehling places 195th among Nebraska's places by people per square mile.
- Density in context: Uehling's 1,013 people per square mile sit against a Nebraska median of 830.
- Location: 41.7347, -96.5056 (Census Gazetteer coordinates).
- Nearest larger cities: Oakland (7 mi); Hooper (9 mi); Scribner (10 mi); West Point (13 mi); Nickerson (14 mi). Larger metros often have more branches, but online lenders reach Uehling on the same terms.
- Nearest smaller towns: Craig (8 mi); Winslow (9 mi); Rosalie (22 mi).
- Smaller places within 50 miles: 29 of them.
- Within 100 miles: 297 places are larger than Uehling.
What is available to Uehling borrowers
With about 1,013 residents per square mile, Uehling is moderately settled, and 83 larger Census places sit within 50 miles. What is available to Uehling's 227 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. The nearest larger city, Oakland, NE about 7 miles away.
What shapes a Uehling personal loan
With roughly 227 residents, Uehling is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Uehling can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Uehling loan but raises total interest, so the smallest payment is not the cheapest loan.
How Nebraska law applies in Uehling
Below are the Nebraska rules that apply to a loan made in Uehling, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Before you apply in Uehling
A sensible order of operations for a loan in Uehling, home to about 227 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Nebraska licence with the regulator named above before committing.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
In Uehling as elsewhere in Nebraska, the written terms — not the advertisement — are what count for its 227 residents.
How Uehling compares across Nebraska
Among Nebraska's 527 places, Uehling sits at 312th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 513th of 527 Nebraska places, putting it near the 3th percentile for growth. By density, at about 1,013 people per square mile, it ranks 195th in Nebraska. Within 50 miles sit 29 smaller Census places, alongside the 83 that are larger.
Common questions
What are my options in Uehling if my credit is poor?
What loan size can I expect in Uehling?
Do I have to pledge anything to borrow in Uehling?
Does comparing loans in Uehling cost me credit score points?
Nearby places
- Oakland, NE — population 1,359
- Winslow, NE — population 20
- Hooper, NE — population 784
- Craig, NE — population 203
- Scribner, NE — population 810
- Nickerson, NE — population 299
- Lyons, NE — population 813
- West Point, NE — population 3,458