Personal loans in Craig, NE
With roughly 203 residents, Craig is a small community, and the lending rules its borrowers live under are written in Nebraska, not by the city. About 203 people live in Craig, placing it 325th of 527 Census places in Nebraska.
The next larger city is Oakland, NE about 6 miles away. From the 2020 Census base to the 2023 estimate, the population rose by about 1.5%. Lenders active in Craig report to a Nebraska supervisor, identified in the sourced rows below. Use the calculator on this page to price an amount and term before you commit in Craig.
Borrowing in Craig: the local picture
The figures below are Craig's own — Census population, land area and coordinates — followed by the Nebraska rules.
- Population: about 203, ranked 325th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 1.5% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 3 residents.
- Size percentile: about 38% of Nebraska communities are smaller than Craig (203 residents).
- Population density: 712 people per square mile on 0.3 square miles of land.
- Land area rank: Craig's 0.3 square miles rank 351st of 527 places in Nebraska.
- State share: roughly 0.0% of Nebraska's residents live in Craig (203 people).
- National rank: Craig is the 16,432nd most populous of the 19,457 Census places covered here.
- Growth rank: Craig's 2020-to-2023 change ranks 94th of 527 places in Nebraska.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Craig's 1.5%.
- Density rank: Craig places 311th among Nebraska's places by people per square mile.
- Against the state median: Craig runs about 712 residents per square mile, where the Nebraska median is 830.
- Location: coordinates 41.7853, -96.3624 (US Census Bureau Gazetteer).
- Nearest larger cities: Oakland (6 mi); Tekamah (7 mi); Uehling (8 mi); Herman (11 mi); Lyons (12 mi). Living near a larger metro rarely changes what is available in Craig.
- Smaller communities close by: Winslow (14 mi); Little Sioux (17 mi); Rosalie (20 mi), each with its own Census population profile.
- Smaller neighbours: 31 places smaller than Craig sit within 50 miles.
- At 100 miles: 314 larger Census places fall inside that radius.
What Nebraska law requires in Craig
Below are the Nebraska rules that apply to a loan made in Craig, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
Craig's place among Nebraska's 527 places
Among Nebraska's 527 places, Craig sits at 325th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 94th of 527 Nebraska places, putting it near the 82th percentile for growth. Its roughly 712 residents per square mile place it 311th among Nebraska's places. The population moved by about 3 people between 2020 and 2023, a 1.5% shift.
Where Craig sits
The Census Gazetteer records about 0.3 square miles of land within Craig, with no significant water area listed. With 203 residents, the land area yields roughly 712 people per square mile. For the state's biggest city, Omaha, the distance is roughly 39 miles. Counting outward 50 miles, 88 larger communities surround Craig. Within the same 50 miles lie 31 smaller Census places.
Getting a loan in Craig
Craig is moderately settled, with about 712 people per square mile and 88 larger places within 50 miles. Distance to a branch rarely matters for Craig's 203 residents: the application is online and the price follows your credit file. The nearest bigger place is Oakland, NE about 6 miles away.
What to do before borrowing in Craig
These steps shape the offer you get in Craig, a place of about 203 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Nebraska regulator's licence records before you sign.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
What differs between Craig and the rest of Nebraska is not the process but the borrower's own file, among the 203 people here.
Common questions
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Nearby places
- Oakland, NE — population 1,359
- Tekamah, NE — population 1,715
- Uehling, NE — population 227
- Herman, NE — population 246
- Lyons, NE — population 813
- Winslow, NE — population 20
- Decatur, NE — population 411
- Hooper, NE — population 784