Personal loans in Tuxedo Park, NY
If you are weighing a personal loan in Tuxedo Park, start from the payment you can carry; its 624 residents face the same statewide rules. Tuxedo Park is one of 595 Census places in New York; its 624 residents put it at 491st.
The next larger city is Sloatsburg, NY about 3 miles away. The 2020 count to the 2023 estimate shows about 2.3% decline in Tuxedo Park. A single loan can carry different costs on either side of a state line, and Tuxedo Park sits on the New York side of that line. Begin with the payment, then weigh APR and total interest across the lenders that reach Tuxedo Park's 624 residents.
Local context for Tuxedo Park
Only a few things actually differ by place — population, area, location, and the New York rules a lender must follow — and they are below.
- Population: 624 people, a figure that places Tuxedo Park 491st among the 595 Census places in New York (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 2.3% from 2020 to 2023.
- Net change: roughly 15 fewer people than the 2020 Census counted.
- Size percentile: about 17% of New York communities are smaller than Tuxedo Park (624 residents).
- Density: roughly 235 residents per square mile, spread over 2.7 sq mi of land.
- Land area rank: Tuxedo Park's 2.7 square miles rank 142nd of 595 places in New York.
- Water: Tuxedo Park holds about 0.57 square miles, the 59th-largest water area in New York.
- State population share: Tuxedo Park accounts for about 0.0% of everyone in New York.
- Nationally: Tuxedo Park is the 12,267th-largest of 19,457 Census places in the dataset.
- Growth rank: Tuxedo Park's 2020-to-2023 change ranks 470th of 595 places in New York.
- Against the state trend: Tuxedo Park's 2.3% change compares with a New York average of -1.1% across its 595 places.
- Density rank: Tuxedo Park places 585th among New York's places by people per square mile.
- Density in context: Tuxedo Park's 235 people per square mile sit against a New York median of 1,515.
- Location: the Census Gazetteer records it at 41.1970, -74.2104.
- Nearest larger cities: Sloatsburg (3 mi); Tuxedo (4 mi); Greenwood Lake (4 mi); Hillburn (5 mi); Suffern (7 mi). Larger metros often have more branches, but online lenders reach Tuxedo Park on the same terms.
- Nearest smaller places: Grand View-on-Hudson (18 mi); Rockleigh (20 mi); Teterboro (25 mi).
- Smaller places within 50 miles: 9 of them.
- Within 100 miles: 619 places are larger than Tuxedo Park.
New York consumer-lending rules applied in Tuxedo Park
New York has no separate rate rule for Tuxedo Park; the sourced rows below are what reach every lender that serves its 624 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
| Criminal usury in the second degree (Penal Law 190.40) | Interest rate exceeding 25% per annum; class E felony Source says: "at a rate exceeding twenty-five per centum per annum or the equivalent rate for a longer or shorter period" | New York State Senate (Open Legislation) as of 2026-09-16 |
Getting a loan in Tuxedo Park
At roughly 235 people per square mile, Tuxedo Park is lightly settled; 301 larger places lie within 50 miles. A New York licence lets a lender serve Tuxedo Park without a local office, so branch density does not change what its 624 residents are offered. The nearest bigger place is Sloatsburg, NY about 3 miles away.
The geography behind Tuxedo Park
Tuxedo Park's land area is about 2.7 square miles; a further 0.57 square miles is water. With 624 residents, the land area yields roughly 235 people per square mile. For the state's biggest city, New York, the distance is roughly 40 miles. Tuxedo Park has 301 larger places within a 50-mile radius. By land area it ranks 142nd of 595 New York places.
Steps to take before a Tuxedo Park loan
For Tuxedo Park's roughly 624 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a New York licence by checking the regulator named above.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
What differs between Tuxedo Park and the rest of New York is not the process but the borrower's own file, among the 624 people here.
How Tuxedo Park compares across New York
Within New York, Tuxedo Park holds roughly 0.0% of all residents, the 491st-largest share among 595 places. Its 2020-to-2023 change ranks 470th of 595 New York places, putting it near the 21th percentile for growth. By density, at about 235 people per square mile, it ranks 585th in New York. Within 50 miles sit 9 smaller Census places, alongside the 301 that are larger.
Common questions
What are my options in Tuxedo Park if my credit is poor?
What loan size can I expect in Tuxedo Park?
Do I have to pledge anything to borrow in Tuxedo Park?
Does comparing loans in Tuxedo Park cost me credit score points?
Nearby places
- Sloatsburg, NY — population 3,012
- Tuxedo, NY — population 3,111
- Hillburn, NY — population 926
- Greenwood Lake, NY — population 2,983
- Suffern, NY — population 11,341
- Ringwood, NJ — population 11,451
- Montebello, NY — population 4,624
- Monroe, NY — population 9,477