Personal loans in Suffern, NY

Use the calculator on this page to price an amount and term before you commit in Suffern. For the 11,341 people in Suffern, New York runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Suffern shed about 1.0% of its population between the 2020 base and the 2023 estimate. The closest larger place is Ramsey, NJ about 4 miles away.

What the Census records for Suffern

Only a few things actually differ by place — population, area, location, and the New York rules a lender must follow — and they are below.

• Population: a Census-estimated 11,341, 74th among New York's 595 places (Vintage 2023).
• Population trend: Roughly 1.0% fewer residents than the 2020 Census counted.
• Absolute change: 110 residents lost between 2020 and 2023.
• Size percentile: roughly 88% of New York's places have fewer residents than Suffern's 11,341.
• Population density: about 5,408 people per square mile across 2.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Suffern covers 2.1 square miles, the 200th-largest area among New York's 595 places.
• Water area rank: Suffern ranks 228th among New York's 595 places, with 0.03 sq mi.
• Share of state population: Suffern's 11,341 residents are about 0.1% of New York.
• National rank: Suffern sits 2,871st by population among the 19,457 places in this dataset.
• Growth rank: Suffern ranks 208th among New York's 595 places for the 2020-to-2023 change.
• Versus New York: the state average change is -1.1%, while Suffern moved 1.0%.
• Density in New York: Suffern ranks 62nd by people per square mile.
• Density vs New York: Suffern's 5,408 people per square mile compare with a state median of 1,515.
• Location: mapped by the US Census Bureau at 41.1120, -74.1414.
• Nearest larger cities: Ramsey (4 mi); Spring Valley (5 mi); Ringwood (7 mi); Oakland (8 mi); Ridgewood (9 mi). Lenders licensed in the state serve Suffern whether or not they keep a local branch.
• Smaller towns nearby: Hillburn (2 mi); Montebello (2 mi); Airmont (2 mi).
• Smaller neighbours: 220 places smaller than Suffern sit within 50 miles.
• Larger places within 100 miles: 154.

Inside a Suffern personal loan

A Suffern personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 11,341 residents. The APR tracks your credit score rather than Suffern's rank of 74th in New York: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Suffern decides the split between a comfortable payment and the total interest you pay.

Which New York laws govern a loan in Suffern

For the roughly 11,341 residents of Suffern, the rules below are New York's own; each row carries its publisher and retrieval date.

Suffern on the map

Suffern's land area is about 2.1 square miles; a further 0.03 square miles is water. That land carries about 5,408 people per square mile. The state's population centre of gravity, New York, is roughly 33 miles away. A 50-mile radius around Suffern takes in 108 places that are larger. The 100-mile radius contains 154 larger places.

The Suffern borrowing checklist

Before you apply in Suffern, a community of about 11,341, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the New York regulator's licence records before you sign.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Suffern as elsewhere in New York, the written terms — not the advertisement — are what count for its 11,341 residents.

How lenders reach Suffern

Suffern is densely built, with about 5,408 people per square mile and 108 larger places within 50 miles. Whether Suffern has a local branch or not, a New York-licensed lender can serve its 11,341 people online on the same terms. The nearest bigger place is Ramsey, NJ about 4 miles away.