Personal loans in Tushka, OK
In Tushka, one of 590 Census places in Oklahoma, the figure to compare across lenders is the APR, not the advertised rate. A 2020-to-2023 comparison shows Tushka up by about 3.2%.
Tushka is one of 590 Census places in Oklahoma; its 424 residents put it at 326th. Decide the purpose of the loan and your repayment plan before sharing any details with a Tushka lender. Every figure below is Oklahoma's own, applied to Tushka's 424 residents, with the publisher and retrieval date attached. The closest larger city is Atoka, OK about 5 miles away.
Borrowing in Tushka: the local picture
Tushka is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 424 people live here, which puts Tushka 326th of 590 Census places in Oklahoma (Vintage 2023).
- Population trend: A gain of roughly 3.2% between 2020 and 2023.
- Absolute change: 13 residents added between 2020 and 2023.
- Size percentile: with 424 residents, Tushka is larger than about 45% of Oklahoma's Census places.
- Density: roughly 560 residents per square mile, spread over 0.8 sq mi of land.
- By land area: Tushka ranks 369th among Oklahoma's 590 places, at 0.8 sq mi.
- State share: roughly 0.0% of Oklahoma's residents live in Tushka (424 people).
- National standing: Tushka ranks 13,851st of 19,457 US places.
- Growth in Oklahoma: Tushka stands 120th by percentage change from 2020 to 2023, among 590 places.
- Versus Oklahoma: the state average change is +1.3%, while Tushka moved 3.2%.
- Density rank: Tushka places 291st among Oklahoma's places by people per square mile.
- Density in context: Tushka's 560 people per square mile sit against a Oklahoma median of 546.
- Location: 34.3186, -96.1673 (US Census Bureau Gazetteer).
- Nearest larger cities: Atoka (5 mi); Stringtown (12 mi); Caddo (14 mi); Coalgate (15 mi); Bokchito (21 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Caney (6 mi); Lehigh (11 mi); Phillips (13 mi).
- Within a 50-mile radius: 34 smaller Census places.
- At 100 miles: 205 larger Census places fall inside that radius.
The geography behind Tushka
Tushka's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 560 residents per square mile. Oklahoma City, the largest place in Oklahoma, is about 110 miles from Tushka. Within 50 miles of Tushka there are 32 larger Census places. Within the same 50 miles lie 34 smaller Census places.
A pre-application checklist for Tushka
Before you hand your details to a lender in Tushka, where the population is near 424:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Oklahoma licence by checking the regulator named above.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Tushka and the rest of Oklahoma is not the process but the borrower's own file, among the 424 people here.
Inside a Tushka personal loan
In Tushka, a small community of about 424, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Tushka lender to disclose the APR and finance charge before you sign. The term you choose in Tushka decides the split between a comfortable payment and the total interest you pay.
The state rulebook for Tushka
Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Tushka lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Borrowing reach in Tushka
At roughly 560 people per square mile, Tushka is moderately settled; 32 larger places lie within 50 miles. Lenders licensed in Oklahoma reach Tushka's 424 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Atoka, OK about 5 miles away.
Common questions
What are my options in Tushka if my credit is poor?
What loan size can I expect in Tushka?
Do I have to pledge anything to borrow in Tushka?
Does comparing loans in Tushka cost me credit score points?
Nearby places
- Atoka, OK — population 2,953
- Caney, OK — population 190
- Lehigh, OK — population 271
- Stringtown, OK — population 432
- Phillips, OK — population 124
- Caddo, OK — population 1,055
- Coalgate, OK — population 1,666
- Kenefic, OK — population 157