Personal loans in Coalgate, OK

Coalgate, Oklahoma — home to about 1,666 people — is a small community, so the terms you are offered follow Oklahoma law rather than any local rule. An estimated 1,666 people make their home in Coalgate, a figure that ranks 157th in Oklahoma. The trend for Coalgate between 2020 and 2023 is upward by roughly 0.1%. Verify the lender's Oklahoma licence against the regulator named below before borrowing in Coalgate. The closest larger place is Atoka, OK about 11 miles away.

Borrowing in Coalgate: the local picture

Here is the sourced Census picture for Coalgate, plus the Oklahoma lending rules that apply to a loan taken out here.

• Population: the Census counts 1,666 residents in Coalgate (Vintage 2023 subcounty estimate), the 157th-largest figure among Oklahoma's 590 places.
• Population trend: Higher by roughly 0.1% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
• Size percentile: roughly 73% of Oklahoma's places have fewer residents than Coalgate's 1,666.
• Population density: 917 people per square mile on 1.8 square miles of land.
• By land area: Coalgate ranks 247th among Oklahoma's 590 places, at 1.8 sq mi.
• Water area rank: Coalgate ranks 129th among Oklahoma's 590 places, with 0.04 sq mi.
• Within Oklahoma: about 0.1% of the state's population lives in Coalgate.
• Nationally: Coalgate is the 8,319th-largest of 19,457 Census places in the dataset.
• Growth rank: Coalgate ranks 337th among Oklahoma's 590 places for the 2020-to-2023 change.
• Versus Oklahoma: the state average change is +1.3%, while Coalgate moved 0.1%.
• Density in Oklahoma: Coalgate ranks 132nd by people per square mile.
• Density vs Oklahoma: Coalgate's 917 people per square mile compare with a state median of 546.
• Location: coordinates 34.5323, -96.2212 (US Census Bureau Gazetteer).
• Nearest larger cities: Atoka (11 mi); Ada (30 mi); Tishomingo (33 mi); McAlester (37 mi); Durant (38 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Phillips (2 mi); Lehigh (4 mi); Centrahoma (9 mi).
• Smaller neighbours: 57 places smaller than Coalgate sit within 50 miles.
• Within 100 miles: 100 places are larger than Coalgate.

What is available to Coalgate borrowers

Coalgate is moderately settled, with about 917 people per square mile and 13 larger places within 50 miles. Whether Coalgate has a local branch or not, a Oklahoma-licensed lender can serve its 1,666 people online on the same terms. The nearest larger city, Atoka, OK about 11 miles away.

Oklahoma rules behind a Coalgate personal loan

Oklahoma has no separate rate rule for Coalgate; the sourced rows below are what reach every lender that serves its 1,666 people.

Land, water and location for Coalgate

Inside Coalgate's boundaries lie roughly 1.8 square miles of land and 0.04 square miles of water. Spread across it are roughly 917 residents per square mile. The state's population centre of gravity, Oklahoma City, is roughly 98 miles away. Coalgate has 13 larger places within a 50-mile radius. The 100-mile radius contains 100 larger places.

How personal loans work in Coalgate

With roughly 1,666 residents, Coalgate is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Coalgate loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Coalgate loan is knowable in advance — unlike a revolving card balance.

Coalgate's place among Oklahoma's 590 places

Within Oklahoma, Coalgate holds roughly 0.1% of all residents, the 157th-largest share among 590 places. On the 2020-to-2023 trend, Coalgate stands 337th among Oklahoma's 590 places — roughly the 43th percentile. Its roughly 917 residents per square mile place it 132nd among Oklahoma's places. Between 2020 and 2023 the count changed by roughly 1 residents.