Personal loans in Tupelo, AR
With an estimated 71 residents, Tupelo is the 475th-largest of 500 places in Arkansas. Tupelo is a small community in Arkansas, with an estimated 71 residents, and every licensed lender here follows the same state rulebook.
Use the calculator on this page to price an amount and term before you commit in Tupelo. Every figure below is Arkansas's own, applied to Tupelo's 71 residents, with the publisher and retrieval date attached. Tupelo lost roughly 1.4% of its population across the 2020-to-2023 comparison. For a bigger market, look to Beedeville, AR about 7 miles away.
Local context for Tupelo
Two layers matter for a Tupelo borrower: the local population picture and Arkansas's consumer-lending statutes.
- Population: 71 — Tupelo ranks 475th of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.4% from 2020 to 2023.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: about 5% of Arkansas communities are smaller than Tupelo (71 residents).
- Population density: about 255 people per square mile (Census land area 0.3 sq mi).
- Land area: Tupelo covers 0.3 square miles, the 470th-largest area among Arkansas's 500 places.
- Within Arkansas: about 0.0% of the state's population lives in Tupelo.
- National standing: Tupelo ranks 18,642nd of 19,457 US places.
- Growth in Arkansas: Tupelo stands 306th by percentage change from 2020 to 2023, among 500 places.
- Versus Arkansas: the state average change is +0.3%, while Tupelo moved 1.4%.
- Density in Arkansas: Tupelo ranks 336th by people per square mile.
- Density in context: Tupelo's 255 people per square mile sit against a Arkansas median of 386.
- Location: mapped by the US Census Bureau at 35.3903, -91.2299.
- Nearest larger cities: Beedeville (7 mi); Patterson (9 mi); McCrory (9 mi); Augusta (10 mi); Bradford (13 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Weldon (4 mi); Amagon (14 mi); Waldenburg (21 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 4 smaller Census places.
- At 100 miles: 311 larger Census places fall inside that radius.
A pre-application checklist for Tupelo
A sensible order of operations for a loan in Tupelo, home to about 71 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Arkansas regulator's licence records before you sign.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Tupelo and the rest of Arkansas is not the process but the borrower's own file, among the 71 people here.
How Tupelo compares across Arkansas
Among Arkansas's 500 places, Tupelo sits at 475th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Tupelo stands 306th among Arkansas's 500 places — roughly the 39th percentile. At about 255 people per square mile, Tupelo is the 336th most densely settled place in Arkansas. By land area, its 0.3 square miles rank 470th of 500 places in Arkansas.
What is available to Tupelo borrowers
Tupelo is lightly settled, with about 255 people per square mile and 87 larger places within 50 miles. Whether Tupelo has a local branch or not, a Arkansas-licensed lender can serve its 71 people online on the same terms. The nearest bigger place is Beedeville, AR about 7 miles away.
Arkansas rules behind a Tupelo personal loan
When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Tupelo is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Tupelo: area, density and distance
Tupelo's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 255 people per square mile. The state's population centre of gravity, Little Rock, is roughly 79 miles away. Tupelo has 87 larger places within a 50-mile radius. Within the same 50 miles lie 4 smaller Census places.
Common questions
What are my options in Tupelo if my credit is poor?
What loan size can I expect in Tupelo?
Do I have to pledge anything to borrow in Tupelo?
Does comparing loans in Tupelo cost me credit score points?
Nearby places
- Weldon, AR — population 58
- Beedeville, AR — population 83
- Patterson, AR — population 294
- McCrory, AR — population 1,499
- Augusta, AR — population 1,892
- Amagon, AR — population 65
- Bradford, AR — population 679
- Newport, AR — population 8,089