Personal loans in Beedeville, AR

At about 83 residents, Beedeville is larger than roughly 6% of the places in Arkansas. Population in Beedeville dropped about 1.2% over the three years from 2020 to 2023.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Beedeville is a small community of about 83 residents, and a personal loan taken out here is governed by Arkansas statute. A single loan can carry different costs on either side of a state line, and Beedeville sits on the Arkansas side of that line. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Beedeville loan. The nearest larger city is Hickory Ridge, AR about 7 miles away.

The Beedeville data picture

Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.

Beedeville on the map

The Census Gazetteer records about 1.1 square miles of land within Beedeville, with no significant water area listed. That land carries about 73 people per square mile. Little Rock, the largest place in Arkansas, is about 86 miles from Beedeville. A 50-mile radius around Beedeville takes in 87 places that are larger. Within the same 50 miles lie 6 smaller Census places.

The state rulebook for Beedeville

Every row below records a Arkansas rule, its publisher and its retrieval date — the same rules a Beedeville lender must follow.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16

The anatomy of a Beedeville personal loan

A Beedeville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 83 residents. Two numbers drive a Beedeville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Beedeville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Beedeville

With about 73 residents per square mile, Beedeville is sparsely settled, and 87 larger Census places sit within 50 miles. What is available to Beedeville's 83 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Hickory Ridge, AR about 7 miles away.

Beedeville in state context

Beedeville is the 469th-largest of 500 Census places in Arkansas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Beedeville ranks 296th of 500 in Arkansas (about the 41th percentile). Its roughly 73 residents per square mile place it 477th among Arkansas's places. The population moved by about 1 people between 2020 and 2023, a 1.2% shift.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Beedeville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Beedeville is the same as anywhere in Arkansas.
What loan size can I expect in Beedeville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Beedeville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Beedeville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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