Personal loans in Tulare, SD
Tulare ranks 175th of 309 places in South Dakota, with a population near 205. Personal loans in Tulare are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 205 population.
From the 2020 Census base to the 2023 estimate, the population declined by about 2.4%. For a community of about 205, the practical step is to compare APR across at least three lenders before committing. Consumer lending that reaches Tulare's 205 residents is governed by South Dakota statute; no city ordinance changes it. A larger market lies at Redfield, SD about 9 miles away.
Local context for Tulare
Here is the sourced Census picture for Tulare, plus the South Dakota lending rules that apply to a loan taken out here.
- Population: about 205, ranked 175th of 309 places in South Dakota (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 2.4%.
- Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
- Size percentile: bigger than about 43% of the places in South Dakota, with 205 residents in Tulare.
- Population density: about 801 people per square mile (Census land area 0.3 sq mi).
- Land area rank: Tulare's 0.3 square miles rank 256th of 309 places in South Dakota.
- State population share: Tulare accounts for about 0.0% of everyone in South Dakota.
- National rank: Tulare is 16,412th of 19,457 places nationwide.
- Growth rank: Tulare's 2020-to-2023 change ranks 258th of 309 places in South Dakota.
- Against the state trend: Tulare's 2.4% change compares with a South Dakota average of +0.9% across its 309 places.
- Density in South Dakota: Tulare ranks 114th by people per square mile.
- Density in context: Tulare's 801 people per square mile sit against a South Dakota median of 581.
- Location: 44.7382, -98.5089 (Census Gazetteer coordinates).
- Nearest larger cities: Redfield (9 mi); Wolsey (23 mi); Miller (28 mi); Huron (30 mi); Faulkton (37 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Hitchcock (9 mi); Frankfort (14 mi); Ashton (18 mi).
- Within a 50-mile radius: 29 smaller Census places.
- Within 100 miles: 83 places are larger than Tulare.
Tulare's place among South Dakota's 309 places
Tulare is the 175th-largest of 309 Census places in South Dakota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Tulare stands 258th among South Dakota's 309 places — roughly the 17th percentile. By density, at about 801 people per square mile, it ranks 114th in South Dakota. Within 50 miles sit 29 smaller Census places, alongside the 13 that are larger.
The state rulebook for Tulare
Read the table as a lender's compliance picture for Tulare: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Dakota Division of Banking (Department of Labor and Regulation) Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Initiated Measure 21 anti-evasion rule (state-specific rule) | Initiated Measure 21 (2016) also bars evasion by indirect means; applies to loans originated, refinanced, rolled over, renewed or flipped after November 15, 2016. Source says: "prohibits these money lenders from evading this rate limitation by indirect means... a loan made in violation of this measure is void" (Division of Banking guidance on Initiated Measure 21). | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general maximum/usury restriction when the rate is set by written agreement; specific caps elsewhere in the code apply (e.g., 36% for licensed money lenders). Source says: "no maximum interest rate or charge, or usury rate restriction... if they establish the interest rate or charge by written agreement" (SDCL 54-3-1.1). | South Dakota Legislature (South Dakota Codified Laws) as of 2026-09-16 |
What shapes a Tulare personal loan
In Tulare, a small community of about 205, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Tulare's 205 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Tulare loan but raises total interest, so the smallest payment is not the cheapest loan.
Getting a loan in Tulare
Tulare is a moderately settled community of about 205 people, with 13 larger places inside a 50-mile radius. What is available to Tulare's 205 borrowers is set by South Dakota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Redfield, SD about 9 miles away.
Land, water and location for Tulare
Inside Tulare's boundaries lie about 0.3 square miles of land, with no significant water area recorded. With 205 residents, the land area yields roughly 801 people per square mile. The largest place in South Dakota, Sioux Falls, lies about 121 miles away. A 50-mile radius around Tulare takes in 13 places that are larger. The 100-mile radius contains 83 larger places.
Common questions
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Does comparing loans in Tulare cost me credit score points?
Nearby places
- Redfield, SD — population 2,131
- Hitchcock, SD — population 109
- Frankfort, SD — population 130
- Ashton, SD — population 106
- Broadland, SD — population 27
- Wolsey, SD — population 465
- Wessington, SD — population 202
- Rockham, SD — population 21