Personal loans in Redfield, SD

If you are weighing a personal loan in Redfield, start from the payment you can carry; its 2,131 residents face the same statewide rules. A single loan can carry different costs on either side of a state line, and Redfield sits on the South Dakota side of that line. Work out your debt-to-income ratio first; lenders weigh it heavily, and Redfield's 2,131 residents are no exception. The closest larger place is Huron, SD about 38 miles away.

Redfield: population, trend and location

Read the local figures below as context; read the sourced South Dakota table as the rulebook a lender here must follow.

• Population: about 2,131 people live here, which puts Redfield 35th of 309 Census places in South Dakota (Vintage 2023).
• Population trend: A loss of roughly 3.9% between 2020 and 2023.
• People gained or lost: about 86 fewer since the 2020 base.
• Size percentile: Redfield sits ahead of around 89% of South Dakota places, at 2,131 people.
• Population density: about 1,105 people per square mile across 1.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Redfield ranks 42nd among South Dakota's 309 places, at 1.9 sq mi.
• Water area rank: Redfield ranks 30th among South Dakota's 309 places, with 0.03 sq mi.
• State population share: Redfield accounts for about 0.3% of everyone in South Dakota.
• Nationally: Redfield is the 7,409th-largest of 19,457 Census places in the dataset.
• Growth rank: Redfield's 2020-to-2023 change ranks 292nd of 309 places in South Dakota.
• Versus South Dakota: the state average change is +0.9%, while Redfield moved 3.9%.
• Density rank: Redfield places 58th among South Dakota's places by people per square mile.
• Density vs South Dakota: Redfield's 1,105 people per square mile compare with a state median of 581.
• Location: mapped by the US Census Bureau at 44.8733, -98.5192.
• Nearest larger cities: Huron (38 mi); Aberdeen (41 mi); Watertown (67 mi); Mitchell (83 mi); Chamberlain (84 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Ashton (8 mi); Tulare (9 mi); Frankfort (10 mi).
• Within a 50-mile radius: 41 smaller Census places.
• At 100 miles: 12 larger Census places fall inside that radius.

Which South Dakota laws govern a loan in Redfield

This table holds the South Dakota rate and licensing rules for consumer loans made to Redfield's 2,131 residents.

How personal loans work in Redfield

With roughly 2,131 residents, Redfield is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Redfield can be quoted different APRs on the same amount and term. Shortening the term on a Redfield loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Lender access in Redfield

Redfield is moderately settled, with about 1,105 people per square mile and 2 larger places within 50 miles. A South Dakota licence lets a lender serve Redfield without a local office, so branch density does not change what its 2,131 residents are offered. For a larger market, the closest option is Huron, SD about 38 miles away.

Where Redfield sits in South Dakota

Redfield is the 35th-largest of 309 Census places in South Dakota and contains about 0.3% of the state's people. On the 2020-to-2023 trend, Redfield stands 292nd among South Dakota's 309 places — roughly the 6th percentile. Its roughly 1,105 residents per square mile place it 58th among South Dakota's places. By land area, its 1.9 square miles rank 42nd of 309 places in South Dakota.

Land, water and location for Redfield

The Census Gazetteer records 1.9 square miles of land and 0.03 square miles of water within Redfield. That land carries about 1,105 people per square mile. The largest place in South Dakota, Sioux Falls, lies about 128 miles away. Within 50 miles of Redfield there are 2 larger Census places. Within the same 50 miles lie 41 smaller Census places.