Personal loans in Tualatin, OR
A lender serving Tualatin holds a Oregon licence and answers to a Oregon regulator; no city office is involved for its 27,383 residents.
Every figure below is Oregon's own, applied to Tualatin's 27,383 residents, with the publisher and retrieval date attached. The Census counts 27,383 people in Tualatin, the 21st-largest figure among Oregon's 240 places. Decide the purpose of the loan and your repayment plan before sharing any details with a Tualatin lender. Tualatin shed about 2.0% of its population between the 2020 base and the 2023 estimate. Borrowers who want a bigger city can look to Tigard, OR about 3 miles away.
Tualatin: the sourced local profile
What follows is Tualatin's place in the Census record, alongside the Oregon rules that govern a personal loan made here.
- Population: the Census counts 27,383 residents in Tualatin (Vintage 2023 subcounty estimate), the 21st-largest figure among Oregon's 240 places.
- Population trend: A loss of roughly 2.0% between 2020 and 2023.
- Net change: roughly 557 fewer people than the 2020 Census counted.
- Size percentile: about 91% of Oregon's Census places are smaller than Tualatin.
- Density: roughly 3,253 residents per square mile, spread over 8.4 sq mi of land.
- By land area: Tualatin ranks 27th among Oregon's 240 places, at 8.4 sq mi.
- Within Oregon: about 0.9% of the state's population lives in Tualatin.
- National standing: Tualatin ranks 1,433rd of 19,457 US places.
- Growth rank: Tualatin's 2020-to-2023 change ranks 209th of 240 places in Oregon.
- State comparison: Oregon's places average +0.7% for 2020-to-2023, against Tualatin's 2.0%.
- Density rank: Tualatin is the 46th most densely settled place in Oregon.
- Against the state median: Tualatin runs about 3,253 residents per square mile, where the Oregon median is 1,575.
- Location: latitude 45.3769, longitude -122.7747 (Census Gazetteer).
- Nearest larger cities: Tigard (3 mi); Lake Oswego (4 mi); Beaverton (7 mi); Oregon City (9 mi); Portland (13 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Durham (1 mi); Rivergrove (2 mi); King City (2 mi).
- Smaller places within 50 miles: 70 of them.
- Within 100 miles: 18 places are larger than Tualatin.
Land, water and location for Tualatin
Tualatin covers about 8.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 3,253 people per square mile. For the state's biggest city, Portland, the distance is roughly 13 miles. Within 50 miles of Tualatin there are 13 larger Census places. By land area it ranks 27th of 240 Oregon places.
How a Tualatin personal loan is priced
Tualatin is a smaller city of about 27,383 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Tualatin lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Tualatin loan is knowable in advance — unlike a revolving card balance.
How Oregon law applies in Tualatin
For the roughly 27,383 residents of Tualatin, the rules below are Oregon's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Payday lending status | Legal for licensed payday/title lenders; term 31-60 days; one-time 10% origination fee capped at $30; interest limited to 36%/yr; max APR 153.77%. Source says: "Interest rates are limited to 36 percent annually. The maximum APR (interest and fees) is 153.77 percent"; "A one-time 10 percent loan origination fee, up to a maximum of $30 for a new loan"; "The payday or title loan must be for at least 31 days and not longer than 60 days." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required to make consumer finance loans of $50,000 or less; license issued by the Director of the Department of Consumer and Business Services. Source says: "a consumer finance loan of $50,000 or less... unless the person first obtains a license under this chapter" (ORS 725.045). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
Tualatin in state context
Set beside Oregon's 240 places, Tualatin ranks 21st by population and holds about 0.9% of the state total. On the 2020-to-2023 trend, Tualatin stands 209th among Oregon's 240 places — roughly the 13th percentile. At about 3,253 people per square mile, Tualatin is the 46th most densely settled place in Oregon. The population moved by about 557 people between 2020 and 2023, a 2.0% shift.
Getting a loan in Tualatin
With about 3,253 residents per square mile, Tualatin is fairly dense, and 13 larger Census places sit within 50 miles. Distance to a branch rarely matters for Tualatin's 27,383 residents: the application is online and the price follows your credit file. The nearest larger city, Tigard, OR about 3 miles away.
Common questions
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Nearby places
- Durham, OR — population 1,860
- King City, OR — population 4,968
- Rivergrove, OR — population 533
- Tigard, OR — population 55,590
- Wilsonville, OR — population 26,345
- Sherwood, OR — population 19,957
- Lake Oswego, OR — population 39,924
- Beaverton, OR — population 96,945