Personal loans in Beaverton, OR
Two households in Beaverton with comparable incomes can still be offered different rates; the city's 96,945 residents are not the reason. About 96,945 people live in Beaverton, placing it 7th of 240 Census places in Oregon.
Beaverton lost roughly 0.6% of its population across the 2020-to-2023 comparison. Judge Beaverton offers on total cost, not on how quickly the money arrives. A larger market lies at Hillsboro, OR about 7 miles away. A lender that serves Beaverton operates under Oregon lending statutes and a Oregon supervisor.
Borrowing in Beaverton: the local picture
Set out below is Beaverton's local context next to the state-level rules that reach every lender here.
- Population: about 96,945, ranked 7th of 240 places in Oregon (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 0.6% since the 2020 count.
- Net change: roughly 564 fewer people than the 2020 Census counted.
- Size percentile: Beaverton sits ahead of around 97% of Oregon places, at 96,945 people.
- Population density: about 4,912 people per square mile (Census land area 19.7 sq mi).
- Land area: Beaverton covers 19.7 square miles, the 9th-largest area among Oregon's 240 places.
- Share of Oregon: Beaverton holds about 3.2% of the state's population, some 96,945 people.
- National rank: Beaverton is the 340th most populous of the 19,457 Census places covered here.
- Growth rank: Beaverton's 2020-to-2023 change ranks 148th of 240 places in Oregon.
- Against the state trend: Beaverton's 0.6% change compares with a Oregon average of +0.7% across its 240 places.
- Density in Oregon: Beaverton ranks 9th by people per square mile.
- Density vs Oregon: Beaverton's 4,912 people per square mile compare with a state median of 1,575.
- Location: coordinates 45.4780, -122.8170 (US Census Bureau Gazetteer).
- Nearest larger cities: Hillsboro (7 mi); Portland (9 mi); Vancouver (15 mi); Gresham (18 mi); Salem (40 mi). Living near a larger metro rarely changes what is available in Beaverton.
- Nearest smaller towns: Tigard (4 mi); King City (5 mi); Durham (6 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 77 smaller Census places.
- At 100 miles: 6 larger Census places fall inside that radius.
A practical checklist for Beaverton borrowers
Complete these steps first when you borrow in Beaverton (96,945 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Oregon regulator's records to confirm the lender is licensed here.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
In Beaverton as elsewhere in Oregon, the written terms — not the advertisement — are what count for its 96,945 residents.
Which Oregon laws govern a loan in Beaverton
When Oregon does not publish a figure, the row links to the source instead of inventing a number; Beaverton is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required to make consumer finance loans of $50,000 or less; license issued by the Director of the Department of Consumer and Business Services. Source says: "a consumer finance loan of $50,000 or less... unless the person first obtains a license under this chapter" (ORS 725.045). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
| Unlicensed lending consequence (state-specific rule) | Unlicensed consumer finance loans are void and uncollectible (principal, interest, fees). Source says: "the consumer finance loan is void... may not... collect, receive or retain principal, interest, a fee or a charge related to... the consumer finance loan" (ORS 725.045(1)(b)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
Borrowing reach in Beaverton
At roughly 4,912 people per square mile, Beaverton is fairly dense; 5 larger places lie within 50 miles. Distance to a branch rarely matters for Beaverton's 96,945 residents: the application is online and the price follows your credit file. The nearest larger city, Hillsboro, OR about 7 miles away.
Beaverton against the rest of Oregon
Within Oregon, Beaverton holds roughly 3.2% of all residents, the 7th-largest share among 240 places. Its 2020-to-2023 change ranks 148th of 240 Oregon places, putting it near the 38th percentile for growth. Its roughly 4,912 residents per square mile place it 9th among Oregon's places. The population moved by about 564 people between 2020 and 2023, a 0.6% shift.
Land, water and location for Beaverton
The Census Gazetteer records about 19.7 square miles of land within Beaverton, with no significant water area listed. That land carries about 4,912 people per square mile. The state's population centre of gravity, Portland, is roughly 9 miles away. A 50-mile radius around Beaverton takes in 5 places that are larger. The 100-mile radius contains 6 larger places.
Common questions
What are my options in Beaverton if my credit is poor?
What loan size can I expect in Beaverton?
Do I have to pledge anything to borrow in Beaverton?
Does comparing loans in Beaverton cost me credit score points?
Nearby places
- Tigard, OR — population 55,590
- King City, OR — population 4,968
- Durham, OR — population 1,860
- Tualatin, OR — population 27,383
- Sherwood, OR — population 19,957
- Rivergrove, OR — population 533
- Hillsboro, OR — population 107,730
- Lake Oswego, OR — population 39,924