Personal loans in Tiffin, OH
With an estimated 17,603 residents, Tiffin is the 106th-largest of 924 places in Ohio. A lender serving Tiffin holds a Ohio licence and answers to a Ohio regulator; no city office is involved for its 17,603 residents.
Census figures put the 2020-to-2023 decrease in Tiffin at about 2.0%. Rate-shopping from Tiffin costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Which products a lender may offer to Tiffin's 17,603 residents follows from the Ohio consumer-lending framework. The next larger city is Findlay, OH about 24 miles away.
Tiffin by the numbers
Tiffin is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: 17,603 residents; Tiffin is the 106th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.0% fewer residents than the 2020 Census counted.
- People gained or lost: about 363 fewer since the 2020 base.
- Size percentile: about 89% of Ohio's Census places are smaller than Tiffin.
- Density: the Census land area of 7.2 sq mi holds about 2,433 people per square mile.
- By land area: Tiffin ranks 145th among Ohio's 924 places, at 7.2 sq mi.
- Water area rank: Tiffin ranks 106th among Ohio's 924 places, with 0.14 sq mi.
- Share of state population: Tiffin's 17,603 residents are about 0.2% of Ohio.
- National rank: Tiffin is 2,098th of 19,457 places nationwide.
- Growth rank: Tiffin ranks 726th among Ohio's 924 places for the 2020-to-2023 change.
- Versus Ohio: the state average change is +0.9%, while Tiffin moved 2.0%.
- Density rank: Tiffin places 120th among Ohio's places by people per square mile.
- Density in context: Tiffin's 2,433 people per square mile sit against a Ohio median of 1,289.
- Location: it lies at 41.1149, -83.1805 in the Census Gazetteer.
- Nearest larger cities: Findlay (24 mi); Bowling Green (30 mi); Sandusky (34 mi); Marion (36 mi); Perrysburg (38 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: New Riegel (8 mi); Republic (9 mi); Bettsville (9 mi), each with its own Census population profile.
- Smaller places within 50 miles: 145 of them.
- Larger places within 100 miles: 105.
A practical checklist for Tiffin borrowers
A sensible order of operations for a loan in Tiffin, home to about 17,603 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Ohio licence with the regulator listed on this page.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
The process is identical across Ohio; what changes is your credit file, not the fact that Tiffin holds 17,603 people.
What shapes a Tiffin personal loan
A Tiffin personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 17,603 residents. A lender serving Tiffin's 17,603 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Tiffin loan is knowable in advance — unlike a revolving card balance.
Where Tiffin sits in Ohio
Within Ohio, Tiffin holds roughly 0.2% of all residents, the 106th-largest share among 924 places. Its 2020-to-2023 change ranks 726th of 924 Ohio places, putting it near the 21th percentile for growth. At about 2,433 people per square mile, Tiffin is the 120th most densely settled place in Ohio. Within 50 miles sit 145 smaller Census places, alongside the 10 that are larger.
Where Tiffin sits
Tiffin's land area is about 7.2 square miles; a further 0.14 square miles is water. That land carries about 2,433 people per square mile. Columbus, the largest place in Ohio, is about 79 miles from Tiffin. Counting outward 50 miles, 10 larger communities surround Tiffin. Within the same 50 miles lie 145 smaller Census places.
What Ohio law requires in Tiffin
For the roughly 17,603 residents of Tiffin, the rules below are Ohio's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Common questions
What are my options in Tiffin if my credit is poor?
What loan size can I expect in Tiffin?
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Does comparing loans in Tiffin cost me credit score points?
Nearby places
- Bettsville, OH — population 593
- New Riegel, OH — population 280
- Sycamore, OH — population 772
- Republic, OH — population 542
- Burgoon, OH — population 178
- Bloomville, OH — population 853
- Green Springs, OH — population 1,222
- Fostoria, OH — population 13,039